The state of Washington has one of the most quickly growing economies in the nation. From alternative energy companies to technology and shipping, the Evergreen State has a lot to offer to business owners. Having commercial auto insurance to cover your business vehicles is one important factor to starting and maintaining a business. Even a small fender bender can be costly if you are uninsured or underinsured. Before you start looking for quotes, read the information below to find out what you need to know about looking for quotes and getting coverage.
No matter the type of vehicle you drive, you're always at risk for an accident on the road. If you own a business or drive a vehicle for business purposes, you must have insurance in place to cover any damage you cause. Even if you drive your personal vehicle for business purposes, you must have commercial auto insurance in place, as your personal vehicle insurance may not cover an accident you're involved in while driving your vehicle for business.
Commercial auto insurance protects businesses from some of the most common risks they face when using vehicles. A typical auto insurance policy in WA may provide the following:
There are many other coverage options available, so it's important to speak with an agent in order to get a better idea of what coverages are best suited for your business.
Businesses use many different types of vehicles to conduct business. The list below is just a general guide to the types of vehicles commercial auto insurance can cover in WA:
The list above is not exhaustive but lists some of the most common vehicle types that commercial auto insurance can cover.
Semi trucks and dump trucks are some of the largest vehicles on the road. While these vehicles have significantly lower crash rates than smaller vehicles, the accidents that do occur with these vehicles can be catastrophic. Commercial truck insurance can help provide liability coverage, cargo insurance, and other coverages for the peace of mind of the drivers of these vehicles.
When it comes to insuring a commercial vehicle, insurers will consider many factors before offering you quotes, even online. When you make the decision to start comparing quotes, make sure you are familiar with the following:
Insurance providers will use all of these factors, plus many more, to determine your commercial auto insurance quotes.
Just as with many other types of insurance, discounts are available on commercial auto insurance in Washington. Below is a list of discounts that you may qualify for:
Each insurance company offers its customers different discounts, so make it a point to ask about any discounts that you may able to take advantage of.
Getting quotes, both online and in person, is important to finding the best coverage at the right price for your business. A Trusted Choice® agent is always available to discuss coverage options, suggest discounts and even help you file a claim.
Agents are available throughout Washington. Contact your local Trusted Choice agent for more information.