A legit workout is all about pushing your limits, but unfortunately some limits are less flexible than others. And trying to run a gym without insurance is like trying to win the Tour de France on one of those old-timey bikes with the oversized front wheel. Good luck with that.
Finding ideal coverage to ensure recovery can be a tough hill to climb. Our independent insurance agents will be there, water bottle in hand, to coach you through your options. All to make sure your company is properly protected.
In short, it’s business insurance with a boost from liability insurance. From heavy equipment to slippery floors, gyms can be dangerous. Gym insurance covers costs if someone gets hurt and there’s a lawsuit.
A good workout leaves you feeling invincible — unfortunately, gyms are anything but. Here are just a few good reasons to get covered:
Gym insurance is tailored to the particular risks of your business. An agent will help you trim the stuff you don’t need and beef up what you do. Here’s what that includes:
There’s also a number of standalone policies available. Coverage options can include protection for vehicles and equipment if you hold off-site workouts. An agent will be able to walk you through all your risks and how to protect against them.
The cost of gym insurance depends on the policy. Liability coverage will be the most expensive, but all together you can expect your premiums to be in the thousands per year. Factors like size, location, number of clients, and employees will also play a major role.
Gym insurance is a specialized and confusing niche. Thankfully, you don’t have to go it alone. Our agents will walk you through a handpicked selection of options with language you can understand. So you know exactly what you’re getting.
Most importantly, they’ll be there to help you when claim time comes. The outcome of insurance claims can be strongly impacted by how the process is approached and handled. They've got your back!
Quick quotes are great, but when it comes to gym insurance, it’s worth waiting for an accurate number. Insurance companies can sometimes cut corners on critical coverage to save time.
Our agents will review your needs. Find and compare policies and quotes from multiple carriers. And make sure you have the right coverage at the best possible price.