As a chiropractor, you’re familiar with the ways a person’s health can get out of whack, but as a business owner, you might not realize that your business is vulnerable, too. Everything from fires to lawsuits can throw a wrench in things, but luckily, chiropractic insurance can help.
Chiropractic insurance helps cover your expenses if things go sideways, which helps keep your business in the black, and helps you help more patients. That’s a win-win-win. Our independent insurance agents are here to help you craft the perfect plan, so you can keep cracking backs in peace.
In short, it’s a special policy that covers all aspects of your chiropractic business. Most business policies focus property and general liability, but chiropractic insurance also covers medical malpractice in case you accidentally harm a patient.
No matter how small your chiropractic practice is, you should always have it insured. Medical malpractice is no joke—insurance helps you handle it without hamstringing your business and draining your bank account.
A good chiropractic insurance plan includes the following types of coverage:
You can expect to pay thousands per year in premiums for a small practice and significantly more if you’re a large practice (or chain of practices) with lots of chiropractors and patients.
Most chiropractic insurance will be sold to you in a “program,” a pre-made bundle of policies designed to meet the needs of most chiropractic practices. Since your practice may have unique risks and needs, it’s important to double-check that all the bases are covered.
Luckily, you don’t have to go it alone. Our independent insurance agents will help you find the perfect policy while cutting the jargon and clarifying the fine print, so you know exactly what you’re getting.
Quick insurance quotes are great, but when it comes to chiropractic insurance, it’s worth waiting for the accurate number. Our independent agents go beyond algorithms: they learn your business inside and out so they can get you more coverage for less in premiums.