There are more than 150,000 trailers registered in Alabama, from small utility trailers to full-length semi trailers. For a small premium, you can insure your trailer and its contents with trailer insurance. Quotes on trailer insurance are usually very affordable. A policy can protect you from the expense of an accident or theft involving your trailer, including a portion of the costs of a legal claim against you. No matter what or why you haul, a trailer insurance policy can give you peace of mind on Alabama highways.
Some car insurance or commercial vehicle insurance policies offer a certain amount of coverage for an attached trailer, but this coverage often cannot cover the entire cost of an accident or crime that involves your trailer. In addition, the coverage usually provides no protection for the valuable equipment, merchandise and property you tow inside the trailer.
Trailer insurance is an inexpensive addition to your vehicle insurance policy meant to address the extra risk incurred by towing a trailer. It can cover the following:
The quotes you receive for a trailer insurance policy can vary widely, depending on the type of trailer, as well as its age, size, purpose and value. Your quotes can also vary depending on the trailer's location and use. You can add some small utility trailers to your auto policy for $20 or less. Large RV trailers can cost upwards of $500 per year to insure.
You can get trailer insurance for the following types of trailers and many more:
To find out if your particular trailer is eligible for coverage, you can get information from a local agent.
An independent agent in the Trusted Choice® network can shop a long list of insurance companies to find the right trailer insurance at the best possible price for you.
Contact a Trusted Choice agent right here in Alabama to get the trailer insurance you need in order to tow safely.