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Alabama drivers pay slightly more than the national average for car insurance, but they also get great discounts by working with Independent Insurance Agents, which can lower the overall price.
The average cost for auto insurance is $1,311 across America. In Alabama, drivers pay slightly more, with an average of $1,320 each year. You can cut the cost for your Alabama coverage by comparing quotes from a variety of insurance companies.
Alabama roads can get dangerous, and accidents are pretty common. If you find yourself in the middle of a major collision, here's a look at how your car insurance can help...
Alabama state law requires that all drivers have a certain amount of insurance just in case they cause an accident. This covers the cost if you end up liable for damage to someone else's car or if you cause a collision where someone gets hurt.
No need to worry — the driver who caused the accident will be responsible to pay for the damage.
Unfortunately, sometimes people drive without any insurance. And there are a lot of drivers in Alabama without car insurance coverage. Without a backup plan to cover the cost of an accident, everyone suffers.
That's why it's smart to invest in "Uninsured Motorist Coverage." If you get hit by a driver who doesn't have insurance, you'll be covered and have the funds you need to fix your car and pay for that stack of medical bills.
National average time spent commuting 25.4 Min
National average car thefts per 1,000 2.94 Year
National average car insurance cost $1318 Year
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