Jackson Car Insurance

Everything You Need to Know About Car Insurance in Jackson, AL

Find the right car insurance policy for you.

Jackson is a small town of 5,102 residents in the southwestern part of Alabama — a short driving distance from Florida and Mississippi and home to a family-friendly community. Named after President Andrew Jackson, Jackson, AL offers a host of entertainment, shopping and dining options. But its location at the intersection of highways 43 and 69 bring congested traffic from locals and visitors alike.

To protect your family and your car, you need comprehensive auto insurance. An Independent Insurance Agent can get you set up with something affordable and personalized that covers the unique risks you face as an Alabama driver. Let our local agents find a Jackson auto insurance policy that gives you peace of mind.

  • National average cost per year: $1,311
  • Alabama average cost per year: $1,320
  • 22nd most expensive auto premium in the U.S.

Alabama drivers pay an average amount for their car insurance, but are you confident that your current policy covers all the risks you face and is personalized to your unique needs? With a reliable agent, you can get a policy that is tailored to your unique car and personal driving history. Don't pay a certain amount just because your neighbor is — let our agents find you something designed for you.

Alabama Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection (PIP): not required
  • Minimum liability limits: 25/50/25

As an Alabama driver, you're required to have a minimum coverage of up to $25,000 for an individual injury, $50,000 for all injuries and $25,000 for property damage. However, an accident could cost much more when you take everything into account, forcing you to pay out of pocket and causing a big financial burden. Talk to an agent about how higher liability limits could help you gain peace of mind when you're on the road.

Number of Uninsured Motorists in Alabama

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Alabama drivers: 19.6%

An overwhelming number of drivers in the Cotton State are either underinsured or uninsured. And if you get into a fender bender with one of these careless drivers, collecting compensation from them can be nearly impossible. With uninsured motorist coverage, you are protected from these situations and will get your vehicle back up and running in a timely manner.

Number of Auto Thefts in Alabama

  • National number of thefts per 1,000 vehicles: 2.94
  • Number of thefts per 1,000 vehicles in Alabama: 2.10

You can take precautionary steps such as parking under street lights or hiding valuables in the trunk. But the only true way to get 360 degrees of protection is with a comprehensive Jackson auto insurance policy. Auto thefts and break-ins can happen without warning, so to ensure you're fully covered, talk to an agent. Our agents will find you a policy that safeguards you against any property damage or stolen personal property.

Find a Great Jackson Car Insurance Policy

Alabama car insurance doesn't have to be complicated. Finding and choosing the right policy is easy with an independent insurance agent. Our agents are experienced and familiar with life in Jackson and are able to assess your unique risks and gather quotes from numerous insurance carriers. Your Jackson car insurance should be personalized, comprehensive and affordable — so what are you waiting for? 

Contact your local agent today.

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