Acton Car Insurance

Everything You Need To Know About Car Insurance in Acton

Find the right car insurance policy for you.

Acton, MA is a beautiful suburban town just 21 miles northwest of Boston. Money Magazine recognized Acton as the 11th of the "Best Places to Live" in America. This growing community has a reputation for beautiful scenery, excellent schools, and a vibrant social scene. However, drivers in Acton face a particularly serious risk of car accidents. With constant traffic funneling in and out of Boston, you just can't afford to skimp on Acton car insurance. 

Our Independent Insurance Agents can help you find the most comprehensive auto insurance at an affordable price. By providing multiple quotes from our wide network of coverages, you're sure to find an option that will suit your lifestyle and budget so that you are protected every time you get behind the wheel. 

  • National average cost per year: $1,311
  • Massachusetts average cost per year: $1,460
  • 16th most expensive auto premium in the U.S.

Massachusetts auto insurance is more expensive than the national average, but that doesn't mean that you're destined to overpay for car insurance. Your rate will vary depending on the type of car you drive, your driving history and even your age. Our Agents can help you find discounts for safe driving and unlock the road to the most affordable auto insurance rates in Acton. 

Massachusetts Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: required
  • Minimum liability limits: 20/40/5

In Massachusetts, all drivers are required to have minimum liability coverage of $20,000 for individual bodily injury, $40,000 for all injuries in an accident and $5,000 for property damage per accident. As you shop for auto insurance, you'll have the option to choose additional liability coverage, which is always a smart choice to guarantee you are covered for medical bills and car repairs after a serious accident. 

Number of Uninsured Motorists in Massachusetts

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Massachusetts drivers: 3.9%

Finding yourself in an accident where the other driver is at fault and uninsured could spell disaster for your finances. The good news is that you can add uninsured motorist coverage to your auto insurance so you can have peace of mind that you're always prepared in case of a collision. Uninsured motorists have posed such a serious problem in the past that Massachusetts state law now requires that all drivers purchase coverage to protect against this threat. 

Number of Auto Thefts in Massachusetts

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Massachusetts: 1.91

While Acton offers a small-town vibe and a generally low crime rate, auto theft is still a concern. You can take precautions against auto theft by locking your doors, installing a security alarm and parking in well-lit areas, but the best precaution is to choose a comprehensive car insurance policy in advance. 

Find a Great Acton Car Insurance Policy

Our Independent Insurance Agents specialize in matching drivers with the best rates on car insurance. When you call our friendly agents, you'll receive quotes from multiple policies so you can compare coverage options and choose a plan that is right for your budget and lifestyle. 

Contact an agent today to learn more about Acton car insurance and get your no-obligation quote. 

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