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What type of insurance do you need?
Get help from one of our Missouri independent agents
They understand your risks and will find you the coverage you need.
Business insurance is designed to shield your company from financial losses caused by hazards such as severe weather events, forced temporary closures, property crimes, and liability lawsuits.
This insurance can prove beneficial, as is evidenced by the fact that in 2016 alone, businesses in Missouri collected more than $2.8 billion in insurance claims.
A local independent agent can help you build a business insurance plan that is customized to meet the specific needs of your business.
Liability lawsuits are filed frequently in the United States, and this can mean large financial losses for businesses that aren’t properly insured. In fact, statisticians predict that as many as 40% of small businesses are likely to experience a property or general liability claim in the next 10 years.
But liability lawsuits aren’t the only risk faced by businesses. Here are some things American companies have been using their insurance to cover:
Business insurance is designed to pay for losses, damage, and other expenses associated with covered events so that your business doesn’t have to.
Here’s what you can expect a well-built business insurance policy package to do:
A commercial insurance policy in and of itself is not required by law. However, some aspects of coverage may be.
To learn more about coverage that you may need to carry, you can consult a local independent insurance agent.
Business insurance rates are calculated using a number of factors such as the type of business you own, its average annual revenues, the number of workers you employ, your company’s liability exposures, and the amount and types of coverage you want to include in your policy package.
Policies can vary significantly by business industry, so it is best to talk with an experienced insurance agent when building a comprehensive business insurance plan for your company. These agents can help you make sure that you are getting coverage for all of your company’s potential exposures while not paying for coverage you do not need.
When building your business insurance portfolio, your local agent may find that it is in your best interest to work with more than one insurance company. While one company may offer the best worker's compensation coverage, another may offer the best price for commercial vehicle insurance. Independent agents enable you to get coverage from multiple companies while still having a single point of contact through their office.
Work with an agent near you to ensure that your business is fully covered against all of its potential risks.
Yes! There are currently 580 independent agents in Missouri who are ready to help. These agents are not tied to a single insurance provider like captive agents are, so they can shop around for the policies that offer the most value to your company.
Let a local independent agent save your time and money shopping around for suitable, yet competitively priced, coverage for your Missouri businesses.
Number of businesses in the US: 27,626,360
Burglary rate per 1,000 residents in the US: 3.76
Auto theft rate per 1,000 vehicles in the US: 2.29
|City||No. businesses||Burglaries / 1,000 people||Auto thefts / 1,000 cars|