Business insurance rates are calculated using a number of factors such as the type of business you own, its average annual revenues, the number of workers you employ, your company’s liability exposures, and the amount and types of coverage you want to include in your policy package.
Policies can vary significantly by business industry, so it is best to talk with an experienced insurance agent when building a comprehensive business insurance plan for your company. These agents can help you make sure that you are getting coverage for all of your company’s potential exposures while not paying for coverage you do not need.
When building your business insurance portfolio, your local agent may find that it is in your best interest to work with more than one insurance company. While one company may offer the best worker's compensation coverage, another may offer the best price for commercial vehicle insurance. Independent agents enable you to get coverage from multiple companies while still having a single point of contact through their office.
Work with an agent near you to ensure that your business is fully covered against all of its potential risks.