If a driver is at fault for an accident, they can be held liable for compensating other people for their property damage and for the cost of medical treatment if they are injured in the collision. Given the high cost of health care, an accident that involves injuries can be extremely expensive and could cause a great deal of financial harm if the driver is not properly insured.
Car insurance in Missouri includes a mixture of mandatory and optional coverages. If a policyholder is involved in a collision in Missouri, their car insurance may include coverages such as collision and comprehensive insurance, liability, personal injury protection, bodily injury liability insurance, and uninsured motorist coverage