Whether you rent an apartment in Vegas, a townhome in Henderson or a single family home in Carson City, you need renters insurance for the valuables and belongings you keep inside your rental. No matter where your Nevada apartment or rented home is located, it is at risk for severe weather and other hazards. Before you search for renters insurance quotes, however, there are several factors to consider.
These are facts available from census data:
Renters insurance is a form of protection that can help reimburse you for losses, injuries and other damage that can take place in your apartment or rented home. Unlike homeowners, you are not responsible for carrying insurance on the building itself, which saves you considerably on premiums. Your landlord should have a policy that covers the structure, but you need to protect everything you keep inside. You also need renters insurance in the event a guest or delivery person sustains injuries while visiting your apartment or rented home.
Though not all policies are alike, most Nevada insurance providers offer the following renters insurance options:
Many renters do not realize how affordable renters insurance can be for the level of protection it provides. The premium quotes you will get from various Nevada insurance providers depend on several factors, including these:
Renters insurance tends to be slightly higher for apartments and units located in higher crime areas as these apartments and units are at higher risk for property crimes. The typical renters insurance premium is around $30 to $50 per month.
You don't want a severe weather event or break-in to rob you of all you hold dear in your Nevada rental, which is why carrying an insurance policy is so important. Knowledgeable, independent insurance agents in the Trusted Choice® network are always available to answer your questions, suggest coverage options best suited for your rental and even assist you in filing a claim.
Contact a Trusted Choice member agent near you to find out how you can obtain the perfect renters insurance policy based on your needs and budget.