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What type of insurance do you need?
On average, Nevada drivers pay $1,248 a year for car insurance. This is lower than the national average cost of $1,311 a year. Shopping around for the best rate has the potential to save you hundreds of dollars a year.
Independent insurance agents can help by obtaining customized quotes from multiple insurance companies for you. That way, you can be sure you are getting the coverage you need at a competitive price.
Accidents can happen to anyone. If you are involved in a crash, here are a few of the ways that your Nevada auto insurance can help:
As a Nevada driver, you're required to have certain types of insurance coverage at specific limits. These coverages will pay for someone else's vehicle damage and medical bills for yourself and others involved in an accident. Most states have similar laws to make sure drivers are prepared for accidents they are involved in.
Nevada is what is known as an “at-fault,” or “tort,” state. This means that the driver who caused the accident is responsible for covering the cost of damage.
Driving without insurance is illegal in Nevada. If you are caught driving without insurance in this state, you can face penalties that include fines of $250 to $1,000 and potential suspension of your driving privileges.
Still, an estimated 10.6% of all drivers in Nevada are operating uninsured vehicles. While this number is quite high, it is lower than the national average rate of 13%.
Opting to purchase uninsured motorist insurance can provide you with protection if you are in an accident caused by an uninsured driver.
Instead of needing to go through lengthy legal channels in an attempt to collect what is owed to you, you can receive compensation right away. Then your insurance company will take on the difficult task of trying to recoup the funds owed by the at-fault driver.
When it comes to car insurance, there is no specific insurance company that is the best option for everyone. The company that offers you the best rate for coverage might not be the right choice for your neighbor.
That is why independent agents compare policies and rates from a variety of trusted insurance companies. That way, they can find the policy that offers the coverage you need at the most competitive price.
Yes! There are currently 142 independent insurance agents in Nevada who are ready to help.
Because they are not tied to a single insurance provider, these agents can shop around to find you reliable coverage at a competitive rate. Contact an insurance agent near you to discover how easy it can be to get car insurance at a great price.
National average time spent commuting 25.4 Min
National average car thefts per 1,000 2.94 Year
National average car insurance cost $1318 Year
|City||Commute time (min)||Auto thefts / 1,000||Annual insurance cost|
|North Las Vegas||251,974||13,070||5.37|