Business Insurance in Nevada FAQ - Quick Answers

The cost of your business insurance in Nevada will vary depending on your policy and unique risk factors. Take a look at what carriers use when rating your policies below:

  • Type of industry
  • Number of employees
  • Gross annual sales
  • Location of business
  • Number of company vehicles
  • Safety practices in place
  • Past claims reported
  • Number of years in operation

Several policies could be necessary for your business to be fully protected. In Nevada, you'll be mandated to have workers' compensation coverage with just one employee or more, and commercial auto insurance for any company-owned vehicles. 

Each Nevada business will have custom policies that are tailored to their risk exposures. However, there are primary policies that are commonly purchased as follows:

In Nevada, general liability insurance is typically your primary policy for your business. Check out what your general liability covers below:

If you want to offer company health insurance to your staff, you'll need to get with a trusted adviser for custom quotes through private carriers. In Nevada, you're not required to provide health coverage until you reach 50 employees or more, but many do so anyways. 

When it comes to finding the best insurance carrier for your business coverage, you'll have options. In Nevada, Nationwide, Hiscox, Travelers, and Hanover are highly rated. This is due to their superior claims service and excellent coverage offerings.

Do You Know What Your Business Insurance Covers in Nevada?

Find the Best Business Insurance in Your City

National Business Insurance Stats

Number of businesses in the US: 30,819,176

Burglary rate per 1,000 residents in the US: 3.76

Auto theft rate per 1,000 vehicles in the US: 2.29

CityNo. businessesBurglaries / 1,000 peopleAuto thefts / 1,000 cars
Carson City6,630n/an/a
Las Vegas55,8566.394.39
North Las Vegas13,0704.84.46
Spring Valley17,658n/an/a
Summerlin South2,586n/an/a
Sunrise Manor9,812n/an/a