Fort Wayne

Buy the Best Fort Wayne, IN Life Insurance

If you are interested in sports, festivals and culture, Fort Wayne is the place to be. You might enjoy strolling around one of the 86 parks with your family, among the many other benefits of living in this thriving city. If you are consider the best ways to protect your family and the lifestyle they are accustomed to, you may be looking at life insurance options.

Life insurance is an excellent way to protect your family from financial hardship in the event of your unexpected passing. An independent agent in the Trusted Choice® network can help you explore Fort Wayne, IN life insurance options and find the right plan for your needs and budget. Contact an independent agent today to compare Fort Wayne life insurance quotes quickly and easily.

  • Overall mortality rate: 928.1 per 100,000 inhabitants (National average 873.1)
  • Principal causes of death:
    • Heart disease: 271.2
    • Cerebrovascular diseases: 71.1
    • Accidents and adverse effects: 35.8
    • Motor vehicle injuries: 15.4
    • Suicide: 11.4

More than 40 percent of Americans don’t have life insurance of any sort. That means many families could be without a major wage-earner and face financial hardship. Many people are concerned that life insurance may be expensive or overly complicated, and simply put off making a decision. Help is at hand from of a local member agent in the Trusted Choice network. These independent professionals are affiliated with a number of different insurers and help you learn about your options and compare Fort Wayne life insurance quotes.

What Does Term Life Insurance Cover?

Term life insurance is the most basic type of life insurance. It provides coverage for a specified term of 10, 15, or 25 years. This type of life insurance only pays death benefits and does not have an investment portion. Life insurance is cheaper when you are young and fit, and gets more expensive as you get older, so if you are considering life insurance, you don't want to put off making a decision.

What Does Permanent Life Insurance Cover?

If you want your policy to include a savings and investment element, a permanent life insurance policy is a better choice. This type of policy provides a guaranteed financial benefit that can grow as the policy matures and provide you with future funds for your retirement, your children’s education or inheritance. Permanent policies fall into three basiic types; whole life, universal life and variable life.

Each of these policies has specifiic benefits and features. For example, a universal life insurance policy offers flexibility in how you use the investment portion of your policy. An independent agent in the Trusted Choice network can help you explore all of the options and select the best policy for you.

Tailor Fort Wayne Life Insurance to Your Needs

Understanding life insurance can be a daunting task. An independent agent in the Trusted Choice network can help you sort through the details. Independent agents have access to many insurance companies, and can provide a range of Fort Wayne life insurance quotes for you to compare. These agents can give you advice on whether term life or permanent life insurance might be best for your situation, and guide you to the exact policy that makes sense for your future.

Contact an independent agent today to get all the information you need to make the most informed choice. You’ll make the best decision for your family, and get the life insurance policy that’s right for you.

Now, who's ready to get their insurance problems solved?