Slidell Homeowners Insurance

What Your Slidell Homeowners Insurance Policy Needs

Though a small city with about 30,000 residents, Slidell is the largest city in Louisiana’s St. Tammany Parish. Located just a short drive from New Orleans, this city offers residents a small-town feel with all the amenities of a larger city in close proximity. If you have made your home in the vibrant Slidell, LA, you will want to be sure to protect your investment with a suitable Slidell home insurance policy.

Independent insurance agents in our network are available to help you find an affordable policy at a competitive price. These agents work with a number of reputable insurance providers and can gather a selection of Slidell homeowners insurance quotes for policies that have been customized to meet your particular coverage needs. Find an agent in or near Slidell, LA to discover how easy it is to find the best insurance policy to meet your needs.

  • National yearly premium average: $1,034
  • Louisiana yearly premium average: $1,742
  • 2nd most expensive premiums in the U.S.

Louisiana residents pay higher-than-average rates for their home insurance coverage, which makes comparison shopping for your Slidell homeowners insurance even more important. You can refer to the figures above to get a general idea of what your rates might be, but your actual home insurance quotes are based on a number of different factors including but not limited to the following:

  • The ZIP code where your house is located
  • The value of your home and the amount of coverage you wish to buy
  • The building materials used in the construction of your house
  • The amount of your deductible
  • Your claims history and, potentially, your credit score
  • The insurance company you choose

Our agents can help you gather and compare Slidell homeowners insurance quotes from a variety of reputable insurance companies. That way, you can be sure that the coverage you choose is priced competitively.

Second Home and Vacation Home Insurance

If you are a Slidell resident who owns a second home or a vacation home, that property will also need to be covered by homeowners insurance. Houses that are not primary residences usually have different coverage considerations. Vacation homes have very real risks if they are left unattended for long periods of time. Alternatively, if you have a second home for the purpose of income through rentals, a typical homeowners insurance property will not suffice. Instead, you need to purchase a landlord insurance policy.

Regardless of how you use your additional properties, your agent can make appropriate policy recommendations. Your agent may even be able to save you money on all your policies by bundling them together with the same insurance company. Talk to a local agent to learn more.

Number of Thefts in Louisiana

  • National number of burglaries: 37,814
  • Louisiana number of burglaries: 41,184

The burglary rate in Louisiana is lower than the national average and is even lower in Slidell. Recently, residents of this city reported a total of 183 burglaries, which equates to about 6.67 burglaries for every 1,000 households, which is rather low. If you are the unfortunate victim of a burglary, knowing that your Slidell home insurance provider compensates you for your losses may give you some peace of mind. Your agent may recommend that you purchase special endorsements to cover particularly valuable property so that they are fully covered against loss or damage.

Number of Catastrophes in Louisiana

  • Number of catastrophes in Louisiana: 369
  • Number of tornadoes in Louisiana: 29
  • Amount of property damage in Louisiana: $10,240,000
  • 1 in 15 insured homes has a claim each year

Your Slidell homeowners insurance policy provides you with coverage against many of the property damage-causing hazards you are likely to face. These typically include loss or damage caused by residential fires, property crimes and weather events like electrical storms, hailstorms, and heavy winds. Some policies may require you to specifically request coverage against major hazards like hurricanes and tornadoes, so it is important that you review each potential policy carefully with your agent before making a selection.

What Are the Risks in Slidell, LA?

Residents of Slidell are most at risk for damage caused by tornadoes and hurricanes. One of the worst tornadoes in this area was an F3 twister that touched down 20 miles from the Slidell city center. It injured eight people and caused more than $5 million worth of property damage. The worst hurricane was Hurricane Katrina. This hurricane brought a storm surge greater than 10 feet to the city, which caused extensive damage.

Unfortunately, what many homeowners often find out too late is that flood damage is not covered by their home insurance policies. This can be devastating to homeowners who suffered extensive losses and have no recourse for compensation. While FEMA may help by providing low-interest loans for making repairs or rebuilding, these funds must still be paid back. Fortunately, you have the option of supplementing your Slidell home insurance policy with flood insurance through the National Flood Insurance Program (NFIP). An agent can help you do this.

Compare Slidell Home Insurance Quotes

When it comes to purchasing a home insurance policy for your house in Slidell, there are several insurance providers available from which to choose. Comparison shopping allows you to find the best policy at a competitive rate, but many homeowners find it to be too time-consuming. Others shop around on their own, but when they select the least expensive policy, they may discover, too late, that the policy does not actually provide all the coverage they need.

This is why so many people find it beneficial to work with the independent insurance agents in our network. A local agent can recommend appropriate coverage amounts, identify and eliminate coverage gaps, and gather quotes from a variety of competing insurance providers. That way, it is easy for you to find an affordable policy that meets all of your coverage needs. 

Find an agent with an office near you to learn more about Slidell homeowners insurance.

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