Maryland has some beautiful land. From coastal cruises to twisting mountain roads, the state offers motorcyclists some of the most pleasurable rides around. And just a short ride gets you to other nearby states, such as Washington, DC.
However, motorcyclists are at high risk for accidents. They can encounter turnovers, slips on icy roads, and other inattentive drivers, so motorcyclists should always be cautious and aware while riding. They must wear helmets at all times, and just like the law requiring helmets, there are laws requiring insurance on motorcycles in MD as well.
Motorcycle accidents can cause serious damage. Without insurance you may face not only legal problems, but also financial problems, from repairing your motorcycle to medical bills. Additionally, if you're deemed at fault for an accident, you can also be held responsible for the other party's damages. This can spell financial disaster for you and your family, which is why motorcycle insurance is imporant.
Motorcycle insurance is a set of policies specifically designed to protect you from the risks you face as a motorcycle rider. A typical motorcycle insurance policy may include the following:
Insurance companies know that there are many types of motorcycles, and each one offers different perks. The following is a list of types of motorcycles that are most commonly covered:
This list is not exhaustive, but gives examples of bikes that insurance can cover.
Insurance is required not only to protect you, but also to protect others on the road. Below is a list of the required insurance for motorcycles in Maryland:
Additionally, if you finance your motorcycle, you are required to carry collision and/or comprehensive insurance to protect the financing party's investment. It's always a good idea, however, to have collision and comprehensive insurance on your motorcycle just in case.
There is no exact price for motorcycle insurance in Maryland. Since each rider has different risks, each quote will differ. When searching for motorcycle insurance quotes in Maryland, be sure to be familiar with the following:
Each of these factors will be taken into consideration when giving you a motorcycle insurance quote, in order to give you the best coverage at the best price for your situation.
Typically, there are many discounts available. When shopping for motorcycle insurance quotes, be sure to familiarize yourself with a few of the discounts that may pertain to you, so you can ask your insurance agent about them:
This is not a complete list, and each insurance company offers different discounts, so be sure to ask about any discounts you may not be aware of.
When searching for motorcycle insurance quotes, it's important to have a professional by your side who knows the risks you face, and the passion that you hold, for motorcycles. A Trusted Choice® agent is always available to help you discuss coverages, find discounts, or even help you file a claim.