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Maryland's average cost for home insurance is $1,037 per year, coming in less expensive than the national figure of $1,211 annually. When you're searching for the best rates on home protection, consider working with a licensed adviser that has carrier options.
The state of Maryland doesn't require that you carry homeowners insurance. However, when you have a loan on your home, the lender or mortgage does. Considering Maryland had $836.6 million paid in home claims in one year alone, the proper protection is necessary to avoid financial devastation.
In Maryland, the right homeowners insurance policy can be found through a local expert. You'll want to compare rates with the best carriers in town. A trusted adviser can shop through dozens of markets at once, saving you time and money.
Your Maryland homeowners insurance is calculated by carriers using the following personal and local data:
Yes, Maryland currently has 213 independent insurance agencies ready to assist with your coverage needs. They first assess your home and the necessary limits, and then quote through multiple markets at no cost to you.
National average burglary rate 3.76 per 1,000 people
National average home value $269,000
National average home insurance cost $1,211 year
|City||Annual insurance cost||Avg. home value||Burglaries / 1,000 Residents|
|Havre de Grace||$984||$273,941||3.89|