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Maryland car insurance rates are higher than the national average. Independent insurance agents can help you find the best rates on the coverage you need.
The average cost for car insurance nationwide is $1,311. In Maryland, residents pay an average of $1,590 per year. You'll get the best rates if you compare quotes from multiple companies before you choose a policy.
Car insurance can make a huge difference if you ever have an accident. On Maryland's congested roads, accidents are pretty common, but if you are insured, you won't have to worry. Here's a look at some ways that your auto insurance can help you after an accident...
You probably noticed that insurance is required for Maryland drivers. These minimum coverage requirements are designed to protect you in case of accidents. Most states across the nation have similar laws in place.
The driver who caused the accident is responsible for covering the cost of damages.
Since insurance is mandatory, you shouldn't need to worry about paying for an accident, right? There's just one problem: Sometimes people break the rules and drive without insurance. If you are hit by a driver who isn't insured, you'll be stuck paying for the damage to your car.
Of course, there is an easy solution to this potential problem. Uninsured motorist coverage gives you an extra measure of protection, stepping in to pay for damage and medical bills if you are ever hit by an uninsured driver in Maryland.
National average time spent commuting 26.9 Min
National average car thefts per 1,000 2.3 Year
National average car insurance cost $1,311 Year
|City||Commute time (min)||Auto theft rate per 1,000||Annual insurance cost|
|Havre de Grace||26.4||0.51||$1,386|