Car Insurance in Leesburg, VA
Find out which types of coverage you need and which insurance companies near you have them in Leesburg, VA.


Paul Martin is the Director of Education and Development for Myron Steves, one of the largest, most respected insurance wholesalers in the southern U.S.

Virginia is among the top 10 cheapest states for car insurance in the nation. With coverage being so affordable in your area, there's no reason not to get a car insurance policy. The proper coverage can protect against car theft, accidents, and more.
An independent insurance agent in Leesburg can help you find the right kind of car insurance for you. They'll make sure you get covered before you hit the road. But to start, here's a breakdown of car insurance in Leesburg, VA.
Best Car Insurance in Leesburg, VA
Finding the best car insurance in Leesburg, VA becomes much easier with the help of an independent insurance agent. Local agents in Leesburg know where to find the coverage you need and which carriers offer the most affordable rates. They can help you find a policy that provides the best blend of coverage and cost.
Your independent insurance agent can also file claims for you. Later on, they can help you update or change policies if necessary. Reach out to an independent insurance agent in Leesburg, VA today to find the best car insurance near you.
What Does Car Insurance Cover in Leesburg, VA?
Your ideal car insurance policy provides enough coverage to satisfy your state's requirements and meet your personal concerns.
Many car insurance policies include the following coverages:
- Comprehensive coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled by a non-collision event such as a hailstorm or theft.
- Collision coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled in a collision, regardless of fault.
- Liability coverage: This covers legal expenses if you cause property damage or bodily injury to a third party with your vehicle.
- Personal injury protection: This covers the cost of treatment of injuries to yourself or your passengers if you're at fault for an accident.
Building precisely the kind of car insurance policy you need can happen quickly and efficiently when you work with an independent insurance agent in Leesburg, VA.
How Much Does Car Insurance Cost in Leesburg, VA?
Drivers in Virginia pay considerably less for their car insurance than the current national average. Car insurance averages just $1,008 annually in Virginia compared to the $1,311 it average across the country. In fact, Virginia overall ranks as the eighth-cheapest state for car insurance rates in the US.
Is Car Insurance Required in Leesburg, VA?
Virginia requires all of its drivers to carry the following types of coverage before getting behind the wheel:
- Property damage liability: This covers the cost of lawsuits related to damaging someone else's property with your vehicle. In Virginia, coverage of at least $20,000 per incident of property damage liability is required.
- Uninsured motorist coverage: This covers costs if you get into an accident with an uninsured or underinsured driver whose coverage is not adequate to cover their portion of the costs. In Virginia, drivers must carry at least $20,000 in property damage uninsured motorist coverage per accident, and $50,000 in bodily injury uninsured motorist coverage per accident.
- Bodily injury liability: This covers the cost of lawsuits related to causing bodily injury to someone else with your vehicle. In Virginia, coverage of at least $25,000 per person and $50,000 per incident of bodily injury liability is required.
Independent insurance agents in Leesburg, VA are familiar with your state's coverage requirements and know which additional types of coverage to recommend to build a fuller picture of protection.
What Are the Best Car Insurance Companies in Leesburg, VA?
We're here to help make your car insurance journey simpler. Check out our list of top car insurance companies in Leesburg, VA below to get started.
Best Car Insurance Companies in Leesburg, VA | Star Rating |
Progressive |
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Travelers |
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Encova |
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Stillwater |
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The Hanover |
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Why Work with an Independent Insurance Agent in Leesburg, VA?
There's no such thing as a one-size-fits-all car insurance policy. With a wide variety of products and options at your disposal, you can put together a solid car insurance package that's custom-built for you and other drivers in your family.
Independent insurance agents can help you choose the right policies and options to meet your specific coverage needs. Because they're independent, these agents can work with several of the best car insurance companies in Virginia to find you the right coverage at a great price.
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