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The annual average home insurance rate in Virginia is $999, coming in less expensive than the national average of $1,211 per year. For your exact home insurance costs, individualized quotes are needed.
Your Virginia home insurance policy will protect against fire, theft, vandalism, and natural disasters. Limits are categorized in the following manner:
It's not a law that you have to obtain homeowners insurance when you live in Virginia. However, if you have a mortgage on your home, they will require evidence of insurance to proceed. In Virginia, $1.27 billion was paid in home insurance claims in just one year, which makes having proper protection necessary.
Virginia homeowners coverage is calculated by carriers using the following risk factors:
Yes, Virginia currently has 463 independent insurance agencies ready to help with your home protection. They do the shopping with highly rated carriers while you relax and save money. You can connect with an independent agent in minutes, making it super-simple.
National average burglary rate 3.76 per 1,000 people
National average home value $269,000
National average home insurance cost $1,211 year
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