There are few places as peaceful and tranquil as the corner of the Florida Gulf Coast. Fort Myers, FL is a growing community because of the allure of the good life on the edge of the Everglades. But to take advantage of everything that the area has to offer, you need to have a car to get around. Having a car means buying car insurance as well because it is required by state law.
More than just required by law, however, car insurance protects you against the liabilities resulting from an accident. Your Trusted Choice® Independent Insurance Agent can help you navigate the requirements made by law and your lifestyle to find the best coverage. By obtaining multiple quotes from many agencies, you can find the Fort Myers car insurance that fits your needs at the lowest cost.
Car insurance can be very expensive in Florida:
Good car insurance is about much more than keeping your car looking like new. The liability you take on by driving includes the nearly unlimited potential medical costs incurred by someone injured in an accident as well as damage to property. Your insurance covers this liability so that you can drive with confidence.
There are liability coverage minimums required by state law in Florida. These are the following:
You may also choose to have what’s called “comprehensive coverage,” which takes care of most damage done to your car for things like storms, vandalism and theft. It’s a bit more expensive, but it is the best way to keep your car running its best no matter what happens.
When shopping around for Fort Myers auto insurance, it’s important to take into account the very high number of uninsured drivers. If you are in an accident that isn’t your fault, uninsured motorist coverage takes care of you even if the person responsible has no protection.
This is why uninsured motorist protection is an important part of car insurance in Fort Myers. Without it, you may be stuck with the cost of an accident that is not your fault.
Auto theft is surprisingly uncommon in Florida.
While auto theft is not a particularly bad problem, it’s important to be insured against it. Some makes and models are more heavily targeted by thieves, so if you are thinking about buying a new car, you may want to find out what it will cost to insure before deciding. You can also keep your potential loss to a minimum by being careful where you park and making use of your car alarm.
Insuring a vehicle in Fort Myers is not difficult, but there are requirements and choices that you will have to navigate to find the coverage that is best for you. Talk to your Trusted Choice Independent Agent to get multiple quotes from several companies so that you can compare and pick the most affordable policy that fits your budget.