Meridian Car Insurance

Everything You Need to Know About Car Insurance in Meridian

Find the right car insurance policy for you.

Meridian has all the quaint charm of a small town, but it’s actually the sixth-largest city in Mississippi. With a long history of love for the arts, this city thrives on music, art, culture, and most of all community. Whether you’re headed out to Bonita Lakes to explore the city’s 3,300-acre park or you are off to spend a day at the Meridian Museum of Art, make sure you’re covered with the best Meridian car insurance. Finding a reliable auto policy is simple with help from an experienced Independent Insurance Agent. Our friendly agents specialize in matching Meridian drivers with the most affordable policies whether you’re a new driver or you’ve been behind the wheel for decades. 

  • National Average Cost Per Year: $1,311
  • Mississippi Average Cost Per Year: $1,584
  • #12 Most Expensive Auto Premium in the US

Drivers in Mississippi are typically faced with auto insurance rates that are higher than the national average. However, you can find affordable coverage options with an Independent Insurance Agent on your side. Our experienced agents will consider factors like your age, the make and model of your car, and your driving history as they prepare your custom quote. Best of all, our agents offer quotes from a wide network of coverages, giving you multiple options and the best chance to find a policy that is affordable, no matter what your budget might be. 

Mississippi Car Insurance Requirements

  • Body Injury Liability: Required
  • Property Damage Reliability: Required
  • Personal Injury Protection (PIP): Not Required
  • Minimum Liability Limits: 25/50/25

Mississippi requires all drivers to have liability insurance. As you shop for car insurance, you will need minimum coverage of $25,000 for personal injury, $50,000 for bodily injury, and $25,000 for property damage. Our Independent Insurance Agents can help you select affordable plans that meet these state-mandated requirements. Keep in mind that these are only the minimum coverage limits and many drivers opt to purchase additional coverage. If the cost of an accident exceeds your coverage, you’ll have to pay the rest out of pocket. It’s always wise to invest in as much liability coverage as you can reasonably afford. 

Number of Uninsured Motorists in Mississippi

  • How many US drivers are uninsured: 12.6%
  • How many Mississippi drivers are uninsured: 22.90%

Getting into an accident is always frustrating, but when the other driver isn’t insured, it is even worse. If the party at fault doesn’t have insurance, you’ll be stuck paying for car repairs and medical bills out of pocket and the bills can really stack up in a hurry. Uninsured motorist coverage offers an added layer of protection, giving you peace of mind that you’re always covered even if the other driver isn’t. 

Number of Auto Thefts in Mississippi

  • National Number of Thefts for 1,000 Vehicles: 2.94
  • Number of Thefts for 1,000 Vehicles in Mississippi: 2.14

While Meridian is generally a safe place to live and work, car thefts do happen from time to time. It’s always devastating to discover that your car has been stolen, but if you have comprehensive car insurance, you can rest easy knowing that you will be able to replace your vehicle quickly with minimum hassle. Forget waiting on police to try to track down your stolen car. When you’re covered by the best auto insurance, you’ll be back behind the wheel in no time. 

Find a Great Meridian Car Insurance Policy

Finding a comprehensive auto insurance policy starts with a call to our experienced Independent Insurance Agents. Our friendly agents can provide you with quotes on multiple policies, giving you the chance to really weigh your options and find a plan that is right for your unique budget and lifestyle. If you’re trying to find affordable Meridian car insurance, let our independent agents go to work on your behalf. 

Contact an agent today to learn more about how you can start saving money on your Meridian auto insurance. 

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