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They understand your risks and will find you the coverage you need.
In Mississippi, the average cost of home insurance is $1,537 per year, which is higher than the national figure of $1,211 annually. If you want exact costs for your home insurance, you'll have to obtain custom quotes on your specifics.
Mississippi homeowners insurance will have standard limits that protect against fire, theft, vandalism, and severe weather. Here are the automatically included coverages.
Each home insurance policy will typically cover the most common natural disasters in the area. Here are the top five homeowners risks in Mississippi.
Your Mississippi homeowners insurance rates will be calculated using personal data and local risk factors.
Carriers use past claims reported, coverage selected, property value, local crime rates, and natural disasters to determine your home insurance costs. Exact premiums can be found by obtaining tailored quotes from a trained adviser.
Yes, Mississippi currently has 208 independent insurance agencies that are geared to help with home coverage. They work with multiple markets so that you don't have to. An independent agent can find the best policy that's affordable, making it easy to be protected.
National average burglary rate 3.76 per 1,000 people
National average home value $269,000
National average home insurance cost $1,211 year
|City||Annual insurance cost||Avg. home value||Burglaries / 1,000 Residents|
|Bay St. Louis||$2,173||$162,499||8.17|