Car Insurance in Jericho, NY

The number of uninsured drivers in New York is less than half the national average. New York's uninsured driver rate is 6.1 percent, while the US's overall is 13 percent. Drivers in New York understand the importance of having car insurance to protect their vehicles against collisions, theft, and much more.

An independent insurance agent in Jericho, NY can get you equipped with a car insurance policy if you're still looking for coverage. They'll set you up long before it's time to file a claim. But for starters, here's a behind-the-scenes look at car insurance in Jericho, NY. 

Best Car Insurance in Jericho, NY

Shopping for the best car insurance in Jericho, NY becomes much easier when you enlist the help of an expert. Independent insurance agents in Jericho know which car insurance companies offer the coverage you need at the right price. They even know which discounts you might qualify for.

But your independent insurance agent is also there to help throughout the life of your policy. They can help you file claims and even change your coverage down the road. Get started with a Jericho, NY independent insurance agent today to find the best car insurance.

What Does Car Insurance Cover in Jericho, NY?

Ideally, you'll build a car insurance policy that considers all your concerns about your vehicle and being on the road. Many folks start with the following:

• Collision coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled in a collision, regardless of fault. 
• Comprehensive coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled by a non-collision event such as a hailstorm or theft. 
• Liability coverage: This covers lawsuit costs if you cause bodily injury or property damage to a third party with your vehicle.

You might need several other coverages to create your complete, best car insurance policy. Your Jericho, NY independent insurance agent knows which coverages to recommend.

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How Much Does Car Insurance Cost in Jericho, NY?

The annual average rate of car insurance across the state of New York is lower than the current national average. Drivers across New York pay just $1,013 per year for car insurance, while drivers across the nation pay an average of $1,311. Having more affordable car insurance in your area is all the more reason to get set up with the right coverage today.

Is Car Insurance Required in Jericho, NY?

Drivers in Jericho must purchase at least the state's minimum car insurance requirements, which are:

• Personal injury protection: This reimburses for injuries to you or your passengers in an accident that you cause. At least $50,000 worth of coverage per person is required.
• Uninsured motorist coverage: This covers costs if you get into a collision with another driver who doesn't carry any or adequate car insurance of their own and is at fault for the crash.
• Property damage liability: At least $10,000 worth of coverage per accident of property damage liability is required, which reimburses for damaging someone else's property with your vehicle. 
• Bodily injury liability: At least $25,000 worth of coverage per person and $50,000 per incident of bodily injury liability is required, which reimburses for injuries you cause others with your vehicle. 

An independent insurance agent in Jericho can help you get equipped with your state's minimum coverage requirements and any additional protection you may need.

What are the Best Car Insurance Companies in Jericho, NY?

There's no use in searching endlessly for a car insurance company that's right for you. Instead, check out just a few of our top recommendations for quality car insurance coverage in Jericho, NY below.

Best Car Insurance Companies in Jericho, NY	Star Rating
The Hanover
Travelers
Central Insurance
Progressive
NYCM Insurance

Why Work with an Independent Insurance Agent in Jericho, NY?

There's no such thing as a one-size-fits-all car insurance policy. With a wide variety of products and options at your disposal, you can put together a solid car insurance package that's custom-built for you and other drivers in your family.

Independent insurance agents can help you choose the right policies and options to meet your specific coverage needs. Because they're independent, these agents can work with several of the best car insurance companies in New York to find you the right coverage at a great price.