National Business Insurance Stats

Number of businesses in the US: 30,819,176

Burglary rate per 1,000 residents in the US: 3.76

Auto theft rate per 1,000 vehicles in the US: 2.29

CityNo. of businessesBurglaries / 1,000 peopleAuto thefts / 1,000 cars

Business Insurance in Tennessee FAQ - Quick Answers

While you won't know your exact premiums for business insurance in Tennessee without quotes from a licensed professional, you can understand what carriers use to rate them below:

  • Type of industry
  • Number of employees
  • Gross annual sales
  • Location of business
  • Number of company vehicles
  • Safety practices in place
  • Past claims reported
  • Number of years in operation

There are two policies out of all your business insurance coverage that are state-mandated in Tennessee, and they are as follows:

In Tennessee, business insurance comes in many different forms, and some of the foundational policies you'll want for your operation are below:

General liability insurance is typically your primary policy for your Tennessee business and it protects your operation in the following ways:

Tennessee health plans for small businesses are mandatory when you have 50 employees or more. If you still want to provide health insurance to your staff, then an independent insurance agent can quote through private carriers for free.

In Tennessee, Nationwide, Hanover, Hiscox, and Travelers are highly rated among peers. This is due to their exceptional customer service and robust coverage offerings.

Do You Know What Your Business Insurance Covers in Tennessee?

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