Workers' comp insurance in Tennessee provides reimbursement for costs related to employee injury, illness, or death caused by the workplace or job duties. Whether an incident occurs on the job site or elsewhere, if it can be proven to have been linked to the worker's job, it can qualify for coverage.
Businesses that provide workers' comp coverage for their employees enjoy the benefit of being exempt from employee lawsuits related to these incidents. Workers' comp insurance can cover the costs of treating an employee's injuries or illness and rehabilitation to help them return to work. It can even partially cover funeral costs if an employee dies due to their job. Tennessee businesses with five or more employees must provide this coverage by state law.
You can find a workers' comp plan that fits your business needs through a local independent insurance agent.