National Business Insurance Stats

Number of businesses in the US: 30,819,176

Burglary rate per 1,000 residents in the US: 3.76

Auto theft rate per 1,000 vehicles in the US: 2.29

CityNo. of businessesBurglaries / 1,000 peopleAuto thefts / 1,000 cars
Dodge City1,9663.111.98
Garden City2,2942.471.58
Overland Park20,7031.961.77

Business Insurance in Kansas FAQ - Quick Answers

While you can't know your exact costs for your business insurance in Kansas without quotes, you can understand what impacts them below:

  • Type of industry
  • Number of employees
  • Gross annual sales
  • Location of business
  • Number of company vehicles
  • Safety practices in place
  • Past claims reported
  • Number of years in operation

Your small business will need several policy types when it comes to having proper protection. In Kansas, workers' compensation insurance is mandatory when you have 1 or more employees. You'll also be required to have the minimum limits of liability for any company-owned autos. Other policies are not legally mandated.

Your small business insurance will have numerous policy options that are customized to your needs. In Kansas, here are some of the most common policies to obtain:

In Kansas, liability options are plentiful and there are different types as they pertain to your operations. Here are some policies that could apply to your company:

Health insurance plans for small businesses can be purchased through a local independent insurance agent. However, you're not required to offer health coverage unless you have 50 employees or more. 

When it comes to small business insurance, you'll have options. In Kansas, Nationwide, Hanover, Stillwater, and Travelers insurance companies are highly rated among their peers. This is due to their exceptional claims handling and superior coverage offerings.

Do You Know What Your Business Insurance in Kansas Covers?

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