Kansas Car Insurance FAQ - Quick Answers

The annual average cost of car insurance in Kansas is $1,147, coming in lower than the national figure of $1,311 per year. If you're looking for the best costs on car insurance, consider working with a local adviser for free.

Your Kansas car insurance will cover a variety of losses depending on your coverage, but some of the most common are:

  • Bodily injury liability: Pays for medical expenses of others.
  • Property damage liability: Pays for property damage of others.
  • Personal injury protection: Pays for your medical expenses.
  • Uninsured/underinsured motorist: Pays for an accident involving an uninsured/underinsured motorist

In Kansas, you're required to carry the following minimum limits of liability when driving:

  • $25,000 in bodily injury liability per person
  • $50,000 in bodily injury liability per accident
  • $25,000 in property damage liability
  • Uninsured motorist liability
  • Personal injury protection

Uninsured motorist coverage is necessary no matter where you live, and will help pay for injuries or damage when you're in an accident with an uninsured driver. Unfortunately, Kansas currently has 7.2% of its drivers without car insurance, which puts you at risk. 

When you're shopping for car insurance, finding the right carrier can be daunting. In Kansas, Nationwide, Travelers, and State Auto insurance companies are rated among the best. This is due to their outstanding claims service and superior coverage offerings. 

Find the Best Car Insurance in Your City

How does your city measure up to the national average?

National average time spent commuting 26.9 Min

National average car thefts per 1,000 2.3 Year

National average car insurance cost $1,311 Year

CityCommute time (min)Auto theft rate / 1,000Annual insurance cost
Dodge City12.21.98$1,154
Garden City13.51.58$1,115
Overland Park20.11.77$1,092