Maine is home to some very large commercial operations, including L.L. Bean, The Aroostook Medical Center and the Mercy Hospital/Health System. And commercial operations in Maine, whether they are large or small, need the protection of commercial auto insurance. Rates can vary from one insurer to another, so, if you have a business in Maine, make it your priority to get quotes from multiple insurers before you purchase your next commercial auto policy.
Nobody expects an accident to happen, yet, the majority of drivers have been involved in a collision. These collisions can happen to commercial drivers as well as individuals, which is why it's important – for all businesses that use vehicles – to carry commercial auto insurance. All vehicles operated in Maine must have insurance coverage, as mandated by law.
Since every vehicle in ME must carry insurance, it's important to determine whether your business needs a commercial auto or truck policy.
Here are the state law requirements for coverage in Maine:
These numbers are not, however, sufficient for every business owner. Your business may have more assets at stake than these coverages allow for, so when getting quotes on ME commercial vehicle insurance, ask yourself the following:
If you depend on standard vehicles and commercial trucks in your business or have employees operate vehicles to run errands or deliver goods, it may be time to get some quotes for coverage. Because you potentially have some serious liability risks using autos and trucks for business, it's important to make sure all your bases are covered.
When beginning your search for a commercial auto insurance policy, it's important to have relevant information easily available to make the quoting process simple. Before you approach a company for quotes, it might be a good idea to answer the following questions regarding your business vehicles:
Trusted Choice® agents are always here to help you decide what type of Maine commercial auto insurance policy is right for you. An agent can help you compare choices and make sure that your policy is tailor-fit for your specific situation and needs.
Contact an agent today for your quotes and help selecting your policy.