Business insurance is designed to cover losses associated with a variety of potential hazards so that your business doesn’t have to.
If your inventory is damaged, if a customer files a liability lawsuit against your company, if a worker is severely injured on the job, or if a severe weather event forces your business to close down for several weeks, having a solid business insurance policy package can mean that you don’t have to worry about how these exposures will affect your business’s bottom line.
Here are some of the things you can expect a well-built business insurance policy package to do for our business:
Pay For Damage To Your Building
- Example: A tree falls on your office building.
Pay For Damage To Your Business Property
- Example: A fire destroys all your computers.
Pay For Damage To Someone Else’s Property
- Example: A contractor does a poor job of installing a cabinet, resulting in its falling and breaking homeowner's kitchenware.
Pay For Someone Else’s Medical Bills
- Example: A customer slips and falls on your recently mopped floor and breaks an arm.
Pay For Accidents in Company Vehicles
- Example: Your salesperson rear-ends someone while driving to an appointment.
Pay For Employee Injuries & Compensation
- Example: An employee falls off a ladder at work and can’t work for two weeks.