National Business Insurance Stats

Number of businesses in the US: 30,819,176

Burglary rate per 1,000 residents in the US: 3.76

Auto theft rate per 1,000 vehicles in the US: 2.29

CityNo. of businessesBurglaries / 1,000 peopleAuto thefts / 1,000 cars
Coeur d'Alene1,8351.590.96
Idaho Falls2,1634.251.09
Post Falls7471.711.07
Twin Falls1,7433.011.09

Idaho Business Insurance FAQ - Quick Answers

While you won't know your exact premiums for business insurance until you get quotes, you can understand the risk factors carriers use to rate your Idaho policies, which include:

  • Type of industry
  • Number of employees
  • Gross annual sales
  • Location of business
  • Number of company vehicles
  • Safety practices in place
  • Past claims reported
  • Number of years in operation

An independent insurance agent in Idaho can help you get the most accurate quote.

Small business insurance is required In Idaho for workers' compensation and commercial auto. Every other policy is not legally mandated, but is useful for most business owners to consider.

Idaho small business insurance helps cover your daily risk exposures. Every policy will be customized, but the primary coverage points are listed below: 

Your business liability policies can come in numerous forms, and won what your operations are. Check out common liability options below:

If your small business wants to offer health insurance to your staff, you can get quotes through private carriers by using an independent insurance agent. According to the Affordable Care Act, you're not legally required to provide health coverage unless you have 50 employees or more, but some owners want to as a part of their benefits package.

Small business insurance can be obtained through many different carriers. In Idaho, Nationwide, Progressive, Hanover, and Travelers are rated among the best. These insurance companies are commonly chosen due to their exceptional customer service and claims handling.

Do You Know What Your Business Insurance Covers in Idaho?