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Idaho drivers pay much less for car insurance than the average national driver. That doesn’t mean you don’t still have room for big savings. You can save on your monthly cost by working with an independent insurance agent to compare quotes and shop for the lowest rates.
The average American driver pays $1,318 each year for auto insurance. In Idaho, the average rate is just $877, making it one of the least expensive states in which to insure a car. Make sure you get the best deal by shopping rates from a variety of insurance companies.
Car insurance protects you from large financial losses in the wake of an accident. Here is a look at some of the ways your insurance will help...
All drivers in Idaho are required to have car insurance to pay for damage and medical bills if they cause an accident. Most states have similar laws in place to keep drivers with no way to pay for the damage from causing accidents.
The driver who caused the accident is responsible for covering the cost of damages.
The problem is this: Sometimes people drive without any insurance. They get behind the wheel with no backup plan to cover the financial fallout if they cause an accident.
That's why "Uninsured Motorist Coverage" is so important. If you are hit by a driver that doesn't have insurance, this policy pays to fix your car and covers your medical bills.
A minimum of $25,000 in uninsured/underinsured motorists coverage is required in the state of Idaho.
The best insurance company for one person might not be the best choice for another. Independent insurance agents compare coverage and prices from a variety of highly rated insurance companies to find the policy that is best for you.
National average time spent commuting 26.9 Min
National average car thefts per 1,000 2.3 Year
National average car insurance cost $1,311 Year
|City||Commute time (min)||Auto thefts / 1,000||Annual insurance cost|