Meridian Homeowners Insurance

Meridian is one of Mississippi’s most beautiful cities. This area was first made famous by Jimmie Rodgers, known by many as the father of country music. Today, Meridian, MS remains a melting pot, with a rich culture and arts scene. Whether you’re exploring the 3,300-acre public park at Bonita Lakes or the Dentzel Carousel in Highland Park, there’s always something to see and do in this area. The only drawback to living in Meridian is the unpredictable weather. Homeowners have to be cautious due to the threat of hurricanes, so make sure you’re protected with a comprehensive Meridian homeowners insurance policy. 

Our Independent Insurance Agents offer Meridian homeowners one-on-one support in choosing home insurance plans. Our experienced agents know the unique challenges of living in Meridian, and they will work with you to find a policy that covers the unique threats that you face as a homeowner in this area. 

Cost of Homeowners Insurance in Mississippi

• National yearly premium average: $1,034
• Mississippi yearly premium average: $1,314
• 5th most expensive premium in the U.S.

Mississippi homeowners face higher premiums than the national average. In fact, Mississippi ranks as the fifth most expensive state when it comes to home insurance. Our Independent Insurance Agents can help you find the most affordable coverage options for your area, but ultimately your premium is determined by your home's size and age, its location, and its special risk factors, like aggressive dog breeds, trampolines or swimming pools, if any. 

Meridian Second Home and Vacation Home Insurance

As more and more people discover the beauty of Meridian, it’s becoming a hot spot for travelers and tourists. If you own a second home in Meridian that you use for vacations, make sure you invest in a good home insurance policy that is specifically designed for second homes. Our Independent Insurance Agents can point you in the right direction and help you find a policy that is designed to protect against the unique risks that vacation homeowners face. 

Number of Thefts in Mississippi

• National number of burglaries: 37,814
• Mississippi number of burglaries: 24,995

Home break-ins are always a concern, even in a city with little crime like Meridian. You can take steps to prevent burglaries by locking your doors and installing security systems. Ultimately, your home insurance policy is the best protection of all. If you do become the victim of a break-in, you can file a claim with your homeowners insurance, and you’ll be compensated for items that are stolen and be able to make needed property repairs. 

Number of Catastrophes in Mississippi

• Number of catastrophes in Mississippi: 469
• Number of tornadoes in Mississippi: 61
• Amount of property damage in Mississippi: $212,070,000
• 1 in 15 insured homes has a claim each year

Mississippi’s close proximity to the Gulf of Mexico makes it a high-risk area for hurricanes and tropical storm systems. Each year, 1 out of 15 homes submits a claim with the insurance company and property damage tops $212 million. With so much at stake, Mississippi homeowners just can’t afford to skimp when it comes to homeowners insurance. 

What Are the Risks in Meridian?

For Meridian homeowners, hurricanes are a definite concern. There have been 40 hurricanes recorded in this area since 1930, with the largest being Hurricane Katrina. Each time a hurricane rolls through the area, local homes are faced with wind and water damage. Our Independent Insurance Agents can help you find the best home insurance for these unique risk factors so that you are always prepared no matter what kind of storm system rolls through Meridian. 

Compare Meridian Home Insurance Quotes

If you’re searching for homeowners insurance in Meridian, our Independent Insurance Agents can help. Our friendly agents are intimately familiar with the challenges of living near the Gulf Coast, and they will guide you toward the best coverage options for your home. Whether you need to insure your primary residence or a vacation home, our Independent Insurance Agents can provide you with quotes from multiple policies. You’ll have a chance to compare costs and benefits and find a plan that is right for your home. 

Contact an agent to get a free quote on Meridian homeowners insurance.