St. George Homeowners Insurance

Don't settle for mediocre homeowners insurance. Our Independent Insurance Agents will work to find the best St. George, UT home insurance for you and your family.


It's hard not to fall in love with St. George, UT. Nestled near a range of national parks with access to an energetic metropolitan area, this city is home to 76,817 citizens. The city is also the merging point for three distinct geological regions: Mojave Desert, Colorado Plateau and Great Basin — which causes a number of risks for residents and their homes.

Whether you own your home or simply have a vacation house in the St. George area, our Independent Insurance Agents can keep your valuable assets covered. You'll be glad you purchased well-rounded coverage if a break-in, landslide or storm occurs. No matter your budget, our agents will compare policies across multiple carriers to find the most comprehensive St. George homeowners insurance available.

  • National yearly premium average: $1,034
  • Utah yearly premium average: $580
  • 49th most expensive premium in the U.S.

Homeowners insurance in Utah is considered very affordable when compared with the rest of the country. But your individual policy is decided on a number of factors such as the home's age and location and any previous claims you've filed. To ensure you're receiving the best St. George home insurance possible, talk to an Independent Insurance Agent about how to lower your premium rate while staying completely protected.

St. George Second Home and Vacation Home Insurance

It is essential to insure a second or vacation home just as you would your primary residence. Other factors come into play here though — a home empty for longer periods of time or a home occupied by renters. Our agents can help you assess the risks associated with your St. George property and whether purchasing a separate policy or adding an umbrella policy to your existing homeowners insurance is the best way to go.

Number of Thefts in Utah

  • National average for burglaries: 37,814
  • Utah number of burglaries: 13,333

Luckily, Utah isn't a hub of activity for burglaries and thefts. But that doesn't mean it can't happen. Be sure to ask your Independent Insurance Agent to get a homeowners policy that covers thefts so that you'll be compensated for that broken window or stolen pearl necklace.


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Our independent agents shop around to find you the best coverage.

Number of Catastrophes in Utah

  • Number of catastrophes in Utah: 106
  • Number of tornadoes in Utah: 3
  • Property damage from the weather in Utah: $7,090,000
  • 1 in 15 insured homes has a claim each year

Mother Nature is unpredictable and, at times, unforgiving. With more than 100 catastrophes and $7 million worth of property damage in Utah, you can't afford to be without financial protection. Rebuilding or touching up your home after a disaster can be devastating for your wallet. Our Independent Insurance Agents can determine the most inclusive policy based on specific Utah risks and can compare quotes to find you the most affordable option.

What Are the Risks in St. George?

Located in the southwestern corner of the state, St. George faces a number of risks to keep in mind when thinking about your homeowners policy. Because the metropolitan area touches the Red Cliffs National Conservation area, wildfires are a common threat to nearby residents. Additionally, the city's susceptibility to earthquakes, floods, and landslides are a cause for concern due to active and moving geological formations. Your St. George homeowners insurance should take into consideration all of these common risks and more. Properly discussing these hazards with your Independent Insurance Agent will help you feel at ease and well-prepared when disaster strikes.

Compare St. George Home Insurance Quotes

Purchasing homeowners insurance can be overwhelming. You have to take a number of factors into account while keeping in mind every potential risk and overall budget. Luckily, our Independent Insurance Agents in St. George can help you find the most comprehensive policy on the market. Our agents aren't held captive to one carrier and are able to compare multiple quotes to find you the best homeowners insurance for your St. George house.

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