Business Insurance in Glendale, AZ

Our experts give an overview of where to find the coverage you need, why it's important for your business to have it, and more in Glendale, AZ.

Staff Working At Delicatessen Checkout. Glendale, Arizona Business Insurance.

Over $6.937 billion in commercial claims was paid out by business insurance companies across Arizona last year. With such a high risk for disasters, businesses need to be protected by the right type of coverage from the very start. Having business insurance can mean the difference between continued operational success and failure. 

Fortunately, an independent insurance agent in Glendale can help your company get all the business insurance it needs to maintain smooth operations. They'll get you covered long before disaster ever strikes. But first, here's a behind-the-scenes look at business insurance in Glendale, AZ.

How Much Does Business Insurance Cost in Glendale, AZ?

Business insurance policies vary depending on the needs of each specific company. As such, your premiums can vary as a result. Some of the critical factors that influence your business insurance costs in Glendale are:

  • Your business's size and niche
  • Your exact location
  • Your annual employee payroll and revenue
  • Your coverage needs
  • Your staff's size

An independent insurance agent in Glendale can help provide you with several different quotes for affordable business insurance together in one place.

Is Business Insurance Required in Glendale, AZ? 

With limited exceptions, all Arizona businesses must carry workers' compensation if they have one or more employees. A component of business insurance, workers' comp protects against employee illness, injury, or death caused by their job responsibilities or the workplace itself. Employers are also protected against employee lawsuits for these incidents by workers' comp coverage.

What Does Business Insurance Cover in Glendale, AZ? 

Again, your business insurance policy will depend on the coverages needed by your specific business. Many standard business insurance coverages selected by a number of companies in Glendale are:

  • Cyber liability insurance: Reimburses a business for costs related to incidents of cybercrimes like phishing, data breaches, etc.
  • Pollution liability insurance: Reimburses a business for legal expenses and related cleanup costs after a third-party environmental pollution claim against it.
  • Employment practices liability insurance: Reimburses a business for legal expenses after employee claims of wrongful termination, discrimination, workplace harassment, etc., by your company.
  • General liability insurance: Reimburses a business for legal expenses after third-party claims of bodily injury or property damage.
  • Premises liability insurance: Reimburses a business for legal expenses after third-party claims of bodily injury or property damage on your company's premises.
  • Commercial auto insurance: Reimburses a business for costs of incidents like traffic accidents that damage company vehicles or result in lawsuits.

Independent insurance agents in Glendale know the types of business insurance that would work best for your company. They'll help you build the policy that fits right.


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What Does Small Business Liability Insurance Cover in Glendale, AZ?

Without small business liability insurance, your company is vulnerable to lawsuit expenses if a third party, like a customer, makes a claim of bodily injury or personal property damage against your business. Having small business liability insurance can help pay for attorney, court, and settlement fees. Since just one unexpected lawsuit has the power to bankrupt a small business that doesn't have the right coverage, talk with your Glendale independent insurance agent about adding it today.

Are There Any Small Business Health Insurance Plans in Glendale, AZ?

Yes, the Small Business Health Options Program (SHOP) offers small business health insurance plans for businesses in Arizona with 50 or fewer employees. You can browse these plans yourself through SHOP's website. But your independent insurance agent in Glendale can also help your business get set up with a group health insurance plan at a great rate.

What Are the Best Small Business Insurance Companies in Glendale, AZ?

Small business insurance doesn't have to be hard to find. Especially when you check out our list of top picks for quality small business insurance companies in Glendale, AZ below.

Best Small Business Insurance Companies in Glendale, AZ Star Rating
5 star rating
5 star rating
5 star rating
Liberty Mutual
4.5/5 star rating
5 star rating

Why Work with an Independent Insurance Agent in Glendale, AZ

There's no such thing as a one-size-fits-all business insurance policy. With a wide variety of products and options at your disposal, you can put together a solid business insurance package that's custom-built for your company.

Independent insurance agents can help you choose the right policies and options to meet your company’s specific coverage needs. Because they're independent, these agents can work with several of the best business insurance companies in Arizona to find you the right coverage at a great price.

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