Nestled in the heart of southern New Hampshire, Nashua is a busy city, with a long history in the textile trade. Twice listed at No. 1 in the “Best Places to Live in America” by Money Magazine, it is the only city to ever earn the No. 1 spot on two separate occasions. Nashua, NH is the second-largest city in the state, which means traffic is nonstop. Before you hit the busy roadways, make sure you’re prepared with reliable Nashua car insurance.
Our Independent Insurance Agents specialize in helping Nashua drivers find the lowest rates on auto insurance. By providing customized quotes from multiple policies and helping you search for discounts, our agents will make it easier than ever to find affordable coverage for your vehicle.
- National average cost per year: $1,311
- New Hampshire average cost per year: $905
- #47 most expensive auto premium in the U.S.
Car insurance rates in New Hampshire trend well below the national average. However, several factors are considered to determine your customized rate. Your age, your driving record your car's make and model are all factored in when you receive a quote on auto insurance in Nashua. Our agents can help you secure lower rates without sacrificing coverage reliability.
New Hampshire Car Insurance Requirements
- Body injury liability: not required
- Property damage reliability: not required
- Personal injury protection (PIP): not required
- Uninsured motorist coverage: required
- Minimum liability limits: 25/50/25
To drive in the state of New Hampshire, you must have car insurance in place. Minimum coverage limits are $25,000 for individual injuries, $50,000 for all injuries in an accident and $25,000 for any resulting property damage. It is important to realize that these minimums are just a starting place, and you always have the option to buy more coverage. If you have an accident and the cost exceeds your auto insurance limit, you could be forced to pay out of pocket for repairs. Let our agents help you avoid this tragic situation by matching you with adequate coverage from the start.
Number of Uninsured Motorists in New Hampshire
- Number of uninsured U.S. drivers: 12.6%
- Number of uninsured New Hampshire drivers: 9.3%
Uninsured drivers are a growing problem all over the country, and New Hampshire is no exception. If you have an accident and the other driver doesn’t have car insurance, a frustrating situation can quickly evolve into a financial nightmare. You can save yourself a lot of stress and worry by adding uninsured motorist protection to your car insurance policy. This coverage guarantees that the cost of an accident is always paid for, regardless of whether the other driver has a current car insurance policy in place.
Number of Auto Thefts in New Hampshire
- National number of thefts for 1,000 vehicles: 2.94
- Number of thefts for 1,000 vehicles in New Hampshire: 0.84
One of the big perks of living in Nashua is the low crime rate, but occasional car thefts do happen. If you walk out of the office and find that your car is missing, it’s a terrifying moment. Thankfully, comprehensive auto insurance typically compensates you for the value of your car so you can quickly replace it with minimal interruption to your daily routine and transportation needs.
Find a Great Nashua Car Insurance Policy
Comparing rates is the best way to maximize savings on car insurance in Nashua. Our Independent Insurance Agents will streamline this process by providing you with rate quotes on multiple policies in one place. Best of all, our experienced agents can help you assess your current risks as a Nashua driver and determine how much coverage you really need to protect yourself financially in case of an accident.
If you’re ready to find affordable coverage, contact an agent for a free rate quote on Nashua auto insurance today.