Car Insurance in Coppell, TX

Texas's rate of uninsured drivers is higher than the current national average. About 14.1% of Texas drivers don't carry any or enough car insurance, compared to the US average of 13% of all drivers. With a greater risk of getting into a collision with another driver who doesn't have their coverage, it's even more important to get your policy.

An independent insurance agent in Coppell, TX can help you get equipped with a car insurance policy that protects you against accidents with uninsured drivers. They'll get you covered long before you ever have to file a claim. But before we get too far ahead, here's a deep dive into car insurance in Coppell, TX.

What Does Car Insurance Cover in Coppell, TX?

To create the best car insurance policy for you, you'll need enough coverage to satisfy both your state's requirements and your personal needs.

Car insurance policies in Coppell, TX typically include:

• Collision coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled in a collision, regardless of fault. 
• Personal injury protection: This reimburses for injuries to you or your passengers after an accident that you caused. 
• Uninsured motorist coverage: This covers costs if you get into a collision with a driver who doesn't have any car insurance of their own or adequate coverage to reimburse for the accident.
• Comprehensive coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled by a non-collision event such as a hailstorm or theft. 
• Liability coverage: This covers lawsuit costs if you cause bodily injury or property damage to a third party with your vehicle.

Your independent insurance agent in Coppell, TX knows which types of coverage to recommend to help you build the right car insurance policy.

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How Much Does Car Insurance Cost in Coppell, TX?

Car insurance rates in Texas are higher than the current national average of $1,311 annually. Drivers in Texas pay about $1,449 per year for their car insurance. As a whole, the state of Texas ranks 17th-highest for car insurance rates in the nation. 

Is Car Insurance Required in Coppell, TX?

All drivers in Coppell, as well as across the state of Texas, must be covered by at least the following:

• Property damage liability: This reimburses for costs if you get sued by a third party for causing property damage with your vehicle. In Texas, you must carry at least $25,000 of property damage liability by law.
• Bodily injury liability: This reimburses for costs related to treating injuries to others after a collision that you were at fault for. In Texas, you must carry at least $30,000 of coverage per person, and $60,000 of coverage per accident, by law.

Your independent insurance agent in Coppell, TX is familiar with your state's minimum coverage requirements. They'll make sure you not only satisfy state laws regarding your coverage, but also walk away with a comprehensive policy that meets all of your needs.

What Are the Best Car Insurance Companies in Coppell, TX?

To save some time shopping for the best car insurance in Coppell, TX, check out our list of some top recommended carriers.

Best Car Insurance Companies in Coppell, TX	Star Rating
Central Insurance
Progressive
Travelers
Nationwide
Stillwater

Why Work with an Independent Insurance Agent in Coppell, TX?

There's no such thing as a one-size-fits-all car insurance policy. With a wide variety of products and options at your disposal, you can put together a solid car insurance package that's custom-built for you and other drivers in your family.

Independent insurance agents can help you choose the right policies and options to meet your specific coverage needs. Because they're independent, these agents can work with several of the best car insurance companies in Texas to find you the right coverage at a great price.