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Did you know that Pennsylvania drivers pay just as much as most other drivers around the nation?
On average, Americans pay $1,474 per year for their auto insurance. Drivers in The Keystone State pay on average about $1,440 per year. It isn't much of a difference, but you should still ensure you're getting the best rate possible by comparing quotes from a variety of insurance companies.
Accidents can happen without warning. You put yourself at risk every time you're behind the wheel. So let us share how your car insurance will respond if something goes wrong.
As a Pennsylvania driver, you're required to have certain types of insurance coverage at specific limits. These coverages will pay for someone else's vehicle damage and medical bills for yourself and others involved in an accident. Most states have similar laws to make sure drivers are prepared for accidents they are involved in.
The driver who caused the accident, of course.
Sometimes people drive without any insurance. These careless drivers are out on the roads without a financial backup plan for accidents, and that can be devastating to you and your family if they cause an accident.
That's where "uninsured motorist coverage" comes in. If you're hit by an uninsured or underinsured driver, this coverage will step in to pay for vehicle repairs and medical bills.
Your insurance company will typically attempt to collect compensation from the offending driver, but that can be an extremely difficult task.
Pennsylvania does not require you to have uninsured motorist coverage, but we highly recommend looking at the benefits it can provide you with a Trusted Choice® agent.
The best insurance company for one person might not be the best choice for another. Independent insurance agents compare coverage and prices from a variety of highly rated insurance companies to find the policy that is best for you.
National average time spent commuting 25.4 Min
National average car thefts per 1,000 2.94 Year
National average car insurance cost $1318 Year
|City||Commute time (min)||Auto thefts / 1,000||Annual insurance cost|
|King of Prussia||22.8||2.42||$1,463|