Jackson Car Insurance

Everything You Need to Know About Car Insurance in Jackson, MI

Jackson is known as one of Michigan's "Cool Cities" for its impressive historic downtown, golf courses, higher education institutes and 600 acres of public park space. The city of more than 33,000 is also a hub for travelers; at the intersections of Interstate 94 and Highway 127, Jackson, MI makes a great pit stop for drivers. To protect yourself from the flux of vehicles on the road, speak with an Independent Insurance Agent. Your local Jackson independent agent can get you the car insurance you need to stay away from risk. A customized auto insurance policy will give you ease of mind during your daily commute and beyond.

  • National average cost per year: $1,311
  • Michigan average cost per year: $2,476
  • No. 1 most expensive auto premium in U.S.

A number of factors affect your Jackson car insurance premium, including things as uncontrollable as your age and gender. The make, model and safety rating of your vehicle can also impact how much you pay. And although Michigan has the most expensive auto premium in the country, your Independent Insurance Agent will compare myriad quotes to find the best deal for you.

Michigan Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 20/40/10

The state of Michigan requires minimum car insurance coverage of $20,000 for personal injury, $40,000 for bodily injury liability and $10,000 for property damage. But the chances that those limits will completely cover the damage done in the event of an accident are slim to none. Purchasing a Jackson auto insurance policy with higher limits gives you a better chance of coming out on top, reducing the risk of paying out of pocket for any injury or damage done. Be financially smart and think long term by teaming up with an Independent Insurance Agent to find the best policy for yourself and your wallet.

Number of Uninsured Motorists in Michigan

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Michigan drivers: 21%

If you get into an accident with an uninsured driver, you'll have to pay for any property or bodily injury yourself. To protect yourself against the nearly 1 in 5 motorists without coverage in Michigan, consider adding uninsured motorist coverage to your policy. An Independent Insurance Agent can find the most affordable coverage so you can feel comfortable next to, in front of and behind uninsured drivers on the road.

Number of Auto Thefts in Michigan

  • Number of national thefts per 1,000 vehicles: 2.94
  • Number of thefts per 1,000 vehicles: 3.33

Statistically speaking, there's a higher chance you'll have your vehicle stolen in Michigan than in other parts of the country. It's an unfortunate reality that you can avoid by not leaving your vehicle running and unattended or keeping valuables in your car. Staying covered with Jackson auto insurance is another way to stay protected in the event of a loss.

Find a Great Jackson Car Insurance Policy

There are a multitude of factors that go into your car insurance policy. That's where an Independent Insurance Agent comes in. Local Jackson independent agents will use their expertise and experience to compare auto insurance quotes across numerous companies to find you the best policy in your budget. Ensuring you're properly covered on the road is our priority – you should make it yours too. 

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