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Rates for car insurance in South Carolina are a bit lower than the national average rate. That does not mean you don’t still have room for big savings
On average, Americans pay $1,311 per year for their auto insurance. South Carolina drivers pay an average of about $1,210 per year. To make sure you're getting the best rate on the market, compare quotes from a variety of insurance companies with a Trusted Choice® agent.
Driving on South Carolina roads can be dangerous, and accidents can happen when you least expect it. If you find yourself in one, here's what your car insurance will do for you…
Take note: South Carolina requires every driver to have a certain amount of insurance that will pay for someone else's vehicle damage and medical bills. If your auto insurance doesn't meet these minimum liability limits, you could see repercussions and end up paying out of pocket.
The driver who caused the accident is responsible for covering the cost of damages.
The good news is that South Carolina has fewer uninsured drivers than the national average of 12.6%. However, it's still a problem that some people drive without any insurance or financial backup plan.
With "Uninsured Motorist Coverage," you will be protected if you are hit by an uninsured driver. This insurance coverage will pay to fix your vehicle and handle your medical bills after attempting to receive compensation from the at-fault driver.
South Carolina does not require you to have uninsured motorist coverage, but we highly recommend it, given the risk.
National average time spent commuting 25.4 Min
National average car thefts per 1,000 2.94 Year
National average car insurance cost $1318 Year
|City||Commute time (min)||Auto theft rate per 1,000||Annual insurance cost|
|North Myrtle Beach||18||7.21||$1,363|