Cadillac, named after the founder of Detroit, is the second oldest car brand in America. It has a reputation for comfort above all else and is America's premiere luxury-car brand.
The company's largest markets are the United States, Canada and China, and nearly 150,000 Cadillac vehicles were sold in the U.S. in 2012 alone. No matter which Cadillac model you own, you will want to be sure that you are covering it with a suitable Cadillac car insurance policy.
An insurance agent in our network can help you review insurance coverage options and compare policies and rates so you can find the right insurance at a competitive price.
Contact a local member agent now and you can start comparing Cadillac insurance quotes today.
How Safe Are Cadillac Vehicles?
Safety matters, especially when it comes to car insurance. When cars score will in safety tests this is typically reflected in form of lower insurance premiums. Most of Cadillac's models have a safety rating of at least 9 out of 10 according to U.S. News and World Report's car safety ratings.
Here is a quick look at the current models and their safety scores:
- Cadillac ATS: 10
- Cadillac CTS: 9.7
- Cadillac XTS: 9.7
- Cadillac SRX: 9.3
- Cadillac Escalade: 8.7
Newer Cadillacs include several standard safety features, as manufacturers are constantly working to make their cars safer.
Do Cadillacs Have a High Theft Risk?
The Cadillac Escalade was recently dethroned after a 10 year run with the dubious honor of being the vehicle most likely to be targeted by a car thief. The Escalade now ranks at number six, according to the Highway Data Loss Institute.
The HDLI attributed this to the vehicle's decrease in popularity and to improved anti-theft technology, including a steering column lock, an alarm that goes off when the vehicle's incline changes and a standard ignition immobilizer.
The theft rate for the Escalade decreased 50% and the average loss claim dropped from $12,000 to $6,508.
No other Cadillacs made the Top 10 on the HLDI report, which covered car thefts from 2010 to 2012. This is not to say that no other Cadillac vehicles are at risk for theft. When a car is stolen, it can be very stressful.
Not only do you risk losing valuable belongings you had kept in the vehicle, you also risk being stranded somewhere. Fortunately, if you carry comprehensive coverage with your Cadillac insurance, you will not suffer a major financial loss as well.
How Much Does Cadillac Insurance Cost?
The cost of Cadillac insurance premiums will vary according to the year, model and value of your vehicle. In addition, your age, driving record, and the number of miles you drive per year will affect your rates, as will the extent and amount of your coverage.
The following is a quick look at the annual premium price ranges for some of the most popular Cadillac models. These estimates are based on the cost of coverage for a 40-year-old-man.
Liablity coverage includes $100,000 in bodily injury for one person, $300,000 in bodily injury for all persons and $50,000 for property damage and the sample policy includes collision, comprehensive and uninsured/underinsured motorist coverage:
- Cadillac ATS: annual premiums range from $1677 to $1943
- Cadillac CTS: annual premiums range from $1600 to $2200
- Cadillac Escalade: annual premiums range from $1735 to $2025
- Cadillac SRX: annual premiums range from $1570 to $1660
The low end of the premium price range represents coverage for a base model of the vehicle, while the higher end indicates coverage costs for a fully equipped model. Of course, Cadillac insurance rates can vary significantly from person to person and state to state.
Find an Affordable Cadillac Car Insurance Policy Today
The Cadillac brand is synonymous with luxury and good taste, no matter which model you drive. As a Cadillac owner, you are likely to own several assets and will not want to risk losing them due to an accident.
Be sure to protect your investment and your finances with a suitable Cadillac car insurance that provides plenty of liability coverage.
An independent agent can help you compare many different car insurance companies, coverage options and rates to find a policy that suits your needs and your budget. Contact a local Trusted Choice agent now to begin comparing Cadillac car insurance quotes.