Cadillac Insurance

Find a Great Cadillac Insurance Policy

Cadillac Escalade

Cadillac, named after the founder of Detroit, is the second oldest car brand in America. It has a reputation for comfort above all else and is America's premiere luxury-car brand. The company's largest markets are the United States, Canada and China, and nearly 150,000 Cadillac vehicles were sold in the U.S. in 2012 alone. No matter which Cadillac model you own, you will want to be sure that you are covering it with a suitable Cadillac car insurance policy.

An insurance agent in the Trusted Choice® network can help you review insurance coverage options and compare policies and rates so you can find the right insurance at a competitive price. Contact a local member agent now and you can start comparing Cadillac insurance quotes today.

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Cadillac Facts

  • Henry Leland founded Cadillac in 1902
  • The Cadillac brand was purchased by General Motors in 1909
  • In 2012, 149,782 Cadillacs were sold In the United States
  • The SRX has been the best-selling Cadillac since 2010

How Safe Are Cadillac Vehicles?

Safety matters, especially when it comes to car insurance. When cars score will in safety tests this is typically reflected in form of lower insurance premiums. Most of Cadillac's models have a safety rating of at least 9 out of 10 according to U.S. News and World Report's car safety ratings.

Here is a quick look at the current models and their safety scores:

  • Cadillac ATS: 10
  • Cadillac CTS: 9.7
  • Cadillac XTS: 9.7
  • Cadillac SRX: 9.3
  • Cadillac Escalade: 8.7

Newer Cadillacs include several standard safety features, as manufacturers are constantly working to make their cars safer.

Do Cadillacs Have a High Theft Risk?

The Cadillac Escalade was recently dethroned after a 10 year run with the dubious honor of being the vehicle most likely to be targeted by a car thief. The Escalade now ranks at number six, according to the Highway Data Loss Institute. The HDLI attributed this to the vehicle's decrease in popularity and to improved anti-theft technology, including a steering column lock, an alarm that goes off when the vehicle's incline changes and a standard ignition immobilizer. The theft rate for the Escalade decreased 50% and the average loss claim dropped from $12,000 to $6,508.

No other Cadillacs made the Top 10 on the HLDI report, which covered car thefts from 2010 to 2012. This is not to say that no other Cadillac vehicles are at risk for theft. When a car is stolen, it can be very stressful. Not only do you risk losing valuable belongings you had kept in the vehicle, you also risk being stranded somewhere. Fortunately, if you carry comprehensive coverage with your Cadillac insurance, you will not suffer a major financial loss as well.

How Much Does Cadillac Insurance Cost?

The cost of Cadillac insurance premiums will vary according to the year, model and value of your vehicle. In addition, your age, driving record, and the number of miles you drive per year will affect your rates, as will the extent and amount of your coverage.

The following is a quick look at the annual premium price ranges for some of the most popular Cadillac models. These estimates are based on the cost of coverage for a 40-year-old-man. Liablity coverage includes $100,000 in bodily injury for one person, $300,000 in bodily injury for all persons and $50,000 for property damage and the sample policy includes collision, comprehensive and uninsured/underinsured motorist coverage:

  • Cadillac ATS: annual premiums range from $1677 to $1943
  • Cadillac CTS: annual premiums range from $1600 to $2200
  • Cadillac Escalade: annual premiums range from $1735 to $2025
  • Cadillac SRX: annual premiums range from $1570 to $1660

The low end of the premium price range represents coverage for a base model of the vehicle, while the higher end indicates coverage costs for a fully equipped model. Of course, Cadillac insurance rates can vary significantly from person to person and state to state.

Insurance for ATS Sedan

Cadillac ATS Sedan

Cadillac began producing the ATS luxury sedan in 2012 and it is currently one of Cadillac's most popular cars. This vehicle won many honors in its first year, including being named "Car of the Year" by Esquire Magazine, "Luxury Car of the Year" by Popular Mechanics and "Vehicle of the Year" by the Motor Press Guild. In 2013, the ATS led to a record-breaking surge in Cadillac sales. The cost of a Cadillac ATS ranges from $33,095 to $47,795 based on the features you add.

The Cadillac ATS received a 5-star overall safety rating by the NHTSA. Since the ATS was just introduced in 2013, it is too early to tell how it will fare as a theft risk, but it is equipped with a security system that disables the ignition if the original manufacturer key is not used. This security feature coupled with its high safety rating helps to keep this luxury vehicle's insurance rates from going too high.

The annual insurance premium for a Cadillac ATS runs from $1677 to $1943 if you assume full coverage for a 40 year-old-man. Your personal rates may be significantly higher or lower depending on factors such as your age, driving record and location.

Insurance for the Escalade

Cadillac Escalade

The Cadillac Escalade had been popular with luxury SUV buyers for many years. Sales topped 62,000 in 2004, but dropped to just over 22,600 in 2012. The cost to purchase a new Escalade is between $63,475 and $86,420, depending on optional features.

The Escalade has a 4-star overall safety rating by the NHTSA. Unfortunately, this vehicle has not only enjoyed high popularity among consumers, car thieves love it too. Though the theft-rate for these vehicles has declined in recent years, it is still among the most stolen cars in the country and this, as well as its less-than-perfect safety rating, is reflected in the cost of insurance rates for these vehicles.

On average, a 40-year-old man can fully insure this vehicle for an annual premium cost of $1735 to $2025. For Cadillac Escalade car insurance rates specific to you, you will need to request a policy quotes from insurance agencies.

Insurance for the SRX Crossover

Cadillac SRX Crossover

Crossover SUV's are quickly becoming a favorite among American car buyers. The Cadillac SRX, a mid-size luxury crossover, has been the best selling Cadillac since 2010. More than 50,000 SRXs were sold each year from 2010 to 2012. The base SRX costs around $37,000 while a fully loaded SRX is almost $51,000.

The NHTSA gives the 2013 SRX a 5-star safety rating, but there was a safety recall for 550 2010 SRXs with the turbocharged 2.8-liter V-6 engine due to the risk of engine failure if driven too aggressively. It is still too early to accurately determine theft ratings for these vehicles but SRXs equipped with safety features should not pose a significant theft risk. Given its high safety ratings and security features, insurance costs for these vehicles are relatively low.

The cost for a 40-year-old man to fully insure the Cadillac SRX ranges from $1570 to $1660 based on the optional features included in the vehicle. Your Cadillac SRX insurance costs may vary according to your personal details.

Find an Affordable Cadillac Car Insurance Policy Today

The Cadillac brand is synonymous with luxury and good taste, no matter which model you drive. As a Cadillac owner, you are likely to own several assets and will not want to risk losing them due to an accident. Be sure to protect your investment and your finances with a suitable Cadillac car insurance that provides plenty of liability coverage.

An Trusted Choice member agent can help you compare many different car insurance companies, coverage options and rates to find a policy that suits your needs and your budget. Contact a local Trusted Choice agent now to begin comparing Cadillac car insurance quotes.

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