Nissan vehicles are very well-constructed and attractive, and for this reason, they are very popular among America’s car-buying population. In 2015, nearly 12 million Americans lived in a household where their most recent car was a Nissan. Of these Nissan owners, nine million bought new Nissans. The Nielson Scarborough survey showed that nearly 21 million individuals in the United States lived in a household where at least one other person owned or leased a Nissan.
Unfortunately, when a vehicle is popular with consumers, it is also popular with car thieves. In 2014, two Nissan models were in a list of the top 10 most stolen cars in America. This makes buying Nissan insurance a challenge for legitimate Nissan owners. Here are a few tips to get the best deals on Nissan insurance and avoid car thieves.
GoodCarBadCar.net ranked the Nissan Titan and Sentra in their top 10 most bought vehicles for consumers, with the Nissan Leaf coming it at #2 on the list for best-selling electric cars. U.S. News & World Report put all three of these Nissan models in the top 20 for their vehicle classes as well.
For truck lovers, the Nissan Titan is the way to go. The V8 engine generates good acceleration and power, and with a five-speed automatic transmission, it has adequate fuel economy. The Titan is responsive and nimble and isn’t awkward like some truck models. The truck can seat up to six people, comes with smartphone integration, and tows like a champ.
The Nissan Sentra is another best-selling Nissan model. The 2016 version has retuned suspension and steering and more cabin insulation. U.S. News & World Report ranked it at #19 in the small car class. The Sentra gets a 7.6 safety rating and seats up to five people. The newest model gets above-average fuel economy and has more space than previous models.
The Nissan Leaf is one of a kind, and the best in its class of all-electric vehicles. It has sold over 3,000 units each month, beating many records for electric car sales around the world. The 2017 Leaf is going to come with two different battery pack sizes, which will extend its range up to 150 miles. The plug-in electric car is one of the most popular cars on the market because of its efficiency and ease of use.
Nissans are unfortunately as popular with car thieves as they are with consumers. The National Insurance Crime Bureau listed the Nissan Altima and Maxima as two of the most stolen vehicles in 2014.
The Nissan Altima ranked at #8 with 9,109 vehicles stolen, and the Maxima was #10 with 6,586 vehicles stolen. To prevent theft, car owners can take a few precautionary steps. These steps include locking your car, taking your keys, setting your car’s alarm when you leave it, installing a kill switch, and installing a tracking device in case your car is taken.
If your car is a popular model among car thieves, it may affect your insurance. Cars that are stolen at higher rates are a greater insurance risk than vehicles that aren’t as desirable, which drives up prices. Your car’s make and model will only affect your comprehensive car insurance rates, not your collision rates.
Nissan insurance isn’t just one set amount but varies based on your individual circumstances. Your insurance rates can be influenced by personal factors, like:
Other factors are related to your vehicle, including:
Discounts on car insurance are available, especially if you can bundle your car insurance with another kind of insurance. You may also be eligible for discounts if you don’t use your car for work, have taken safe driving courses, or have a clean driving record. Shopping around for car insurance can yield different quotes from various companies.
Looking at insurance before you buy a car can dramatically impact how much you pay for it. You can request a higher deductible on an existing car insurance policy and implement other practices like keeping a good credit score.
Some insurance companies are now offering discounts for drivers of electric vehicles like the Nissan Leaf. The Leaf might save you money on fuel costs, but insurance companies are still ironing out policy considerations, which may make your Nissan insurance premiums higher. Costs may be higher than traditional vehicles because electric cars are more difficult to fix and maintain. Electric cars are worth more than gas-powered vehicles, averaging out at 70% more costly than regular cars.
Federal tax credits for owning an electric car can help offset some of these insurance costs. Comparison shopping is still the best way to figure out the most reasonable premiums for an electric car.
Nissan continually ranks on the list of most popular vehicles. The 2016 models are no different, with the Nissan Altima, Frontier, and Pathfinder being ranked among the top motor vehicles.
The Nissan Altima gains its popularity from great fuel economy and updated
technology. The car ranks high in its class for fuel efficiency and handles more smoothly than the 2015 model over rough surfaces. The Altima is ranked #11 for mid-size cars and packs a 2.5-liter, four-cylinder engine.
The Nissan Frontier was ranked #8 on GoodCarBadCar.net for best-selling light trucks in the United States, with 62,817 sales in 2015. The Frontier is ranked #4 for compact pickup trucks. The truck has updated, user-friendly technologies to make hands-free communication easier. It has a 7.5 safety rating and comes with customizable cab features.
The Nissan Pathfinder wowed crowds with an improved cabin and above-average fuel economy for its class. With a 7.5 safety rating, the Pathfinder is #9 in mid-size SUVs, and has standard four-wheel drive and room for seven people in its spacious interior. It is also available as a hybrid.
Whether you own a Nissan now or want to purchase one of these popular vehicles, Nissan insurance is a must. The right kind of insurance at the right coverage levels can make a world of difference for car owners. Discussing your options with an independent insurance agent at Trusted Choice® can help you get on your way to complete coverage and safety on the road.
An independent, local insurance agent can help you shop around for the best Nissan insurance quotes, with coverage that is right for you. For more information about Nissan insurance, contact a Trusted Choice insurance agent today.