Jeep Insurance

Find the Best Jeep Insurance for You

(Easy and affordable coverage for your Jeep)

Most Jeep owners love their vehicles and continue to buy from the Jeep brand time and time again. These high-performance vehicles can tear through just about any road conditions you throw their way. 

If you are considering the purchase of a Jeep, you may have a lot of questions about these cars, ranging from safety and performance to insurance considerations. If you already own one, you may wonder if you are overpaying for your Jeep insurance.

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Jeep and Auto Theft

A new Jeep is not a cheap investment. You will want to be sure that you have sufficient insurance coverage to cover the losses that may result from a break-in into your Jeep, or worse, if your Jeep is stolen. By including comprehensive coverage with your Jeep insurance policy, you can ensure these losses are covered.

Today’s Jeeps include some security measures to help you protect the belongings you keep inside. These include lockable glove-boxes, a lockable center console, and hidden under-floor storage bins. 

Another feature included in Jeep vehicles is a Sentry Key® antitheft engine immobilizer. This prevents anyone from driving your vehicle without a valid key.

The National Highway Traffic Safety Administration posted the following Jeep theft rates for 2010:

  • Jeep Compass: 36 thefts at a rate of 1.377 per every 1,000 vehicles
  • Jeep Grand Cherokee: 123 thefts at a rate of 1.963 per every 1,000 vehicles
  • Jeep Patriot: 119 thefts at a rate of 1.309 per every 1,000 vehicles
  • Jeep Wrangler: 206 thefts at a rate of 0.923 per every 1,000 vehicles

Be sure to invest in and use anti-theft devices in your vehicle. Doing so can earn you discounts on your Jeep insurance policy.

Jeep and Your Safety

Jeep vehicles are tough and can plow through most road conditions, as well as handle off-roading adventures. Unfortunately, however, not all of these utilitarian vehicles’ models rate highly in terms of safety.

One of the most popular models, the 2013 Jeep Wrangler, was given only 3 out of 5 stars for its safety in a rollover crash by the National Highway Traffic Administration. 

The Insurance Institute for Highway Safety rated it as “Good” in a moderate overlap collision test, “Marginal” for rear crash protection and “Poor” for safety in a side impact collision. This vehicle’s overall safety rating by U.S. News and World Report is only 6.7 out of 10.

However, other 2013 models such as the Patriot and the Grand Cherokee scored much higher ratings. U.S. News and World Report rated them at 8.6 and 9.0 respectively for safety. 

Each of these vehicles was given across the board ratings of “Good” by the NHTA and was given 5 out of 5 stars for side impact collisions by the IIHS. Both vehicles, however, scored only 3 out of 5 stars for their safety in a rollover crash situation.

Some standard safety features you can expect to find on all newer Jeep models include:

  • Advanced multi-stage front airbags
  • Side supplemental airbags
  • Body-on-frame construction
  • Energy-absorbing steering wheel and column
  • Energy-absorbing front rail tips
  • Integrated front restraint system with 3-point seatbelts for all passengers
  • Pre-tensioners and load-limiting retractors on the front seat backs
  • Anti-lock brake system (ABS)
  • Off-road tested emergency brake system
  • Electronic Stability Control (ESC)
  • Electronic Roll Mitigation (ERM)

How Much Does Jeep Car Insurance Cost?

Jeep vehicles are somewhat utilitarian, and their insurance rates are not very high. In fact, Forbes Magazine lists three Jeep models—the Patriot, the Compass and the Wrangler Unlimited— on its 2013 list of the Top-16 least expensive cars to insure.

In 2013, Motor Trend Magazine listed the following average insurance rates for new Jeep vehicles:

  • Jeep Wrangler: $1,258 per year
  • Jeep Wrangler Unlimited: $1,100 per year
  • Jeep Compass: $1,344 per year
  • Jeep Cherokee: $1,266 per year
  • Jeep Patriot: $1,279 per year

These averages are for policies nationwide and can vary significantly from state to state and person to person. Insurance costs are determined not only by model of your Jeep, but also by factors such as your personal driving record, location, where and how often you drive your Jeep, and the amount of coverage you wish to purchase.

Start Comparing Jeep Insurance Quotes Today

Jeep vehicles are affordable and powerful off-road sport utility vehicles, the perfect choice for many adventurous buyers. An agent in the Trusted Choice network can ensure that you are receiving your Jeep insurance at the best possible rate.

Member agents work with several different insurance providers to find you a policy that meets your coverage and budgetary needs. Contact an independent agent near you to get Jeep insurance quotes for your vehicle.

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