Hyundai Insurance

Do You Need Hyundai Car Insurance?

Hyundai Sonata

Established in the 1960s in South Korea, the Hyundai brand has become increasingly popular over the years. Founder Chung Ju Yung was born into a family of farmers, but was able to raise the money necessary to start a car production business, due to his successful construction company. After Hyundai was developed, it signed an agreement with Ford, and the very first model, Cortina, was released. It wasn’t until 1986 that Hyundai was able to get a car across American borders.

Today, Hyundai buyers are rewarded with 10 year warranties and a variety of makes and models to choose from. But, if you really want to ensure your Hyundai lasts for years to come, it’s a good to purchase Hyundai car insurance. Local Trusted Choice®  agents are familiar with the Hyundai brand, and can take your individual needs into account to find an insurance policy that works for you. An independent agent can compare multiple policies and quotes to make sure that you don’t overpay for insurance.

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The Hyundai Brand

Today, Hyundai has cars in almost 200 countries. Even the brand, the well-know “H,” is symbolic of buyer and seller agreement as it represents two individuals shaking hands. In the first six months of 2013, the company experienced record growth, selling over 350,000 cars. Some predictions expect nearly 16 million cars selling throughout the world in 2014.

The most popular models are the Elantra and Sonata. The 2013 Elantra sold anywhere from $17,300 to $21,500 depending on the features of the vehicle. The 2013 Sonata sold anywhere from $21,200 to $27,300 and was ranked #1 by U.S. News & World Report as the #1 Affordable Midsize Car. Its high fuel economy as well as sleek, large interior made it a winner with consumers. But where do Hyundai models fall in the safety category?

Safety and Hyundai Car Insurance

Overall, the Hyundai enjoys high safety ratings, which could be a large part of what fuels its popularity with American drivers. Most models come equipped with air bags for the driver, as well as side head air bags and side air bags, child safety locks, brake assist, daytime running lights, and other features. In National Highway Traffic Safety Administration safety tests, the line of 2013 Hyundai cars scored 4 stars and above in the overall safety rating, as well as frontal crash, side crash and rollover tests.

While it’s important to look for a car that performs well in standardized safety tests, you never know when an accident can occur. That’s why it’s important to have comprehensive Hyundai insurance. If you’re involved in a car accident, your policy can help pay for repairs or even car replacement, minus your deductible.

Theft and Hyundai Car Insurance

Walking out of a store, or worse, your house, to find that your car has been stolen is a terrible feeling. Hyundai Sonatas make the list for 10 most stolen vehicles in the U.S. Coming in at number seven, the Sonata is already a popular car, making it hard to target a thief on the run. In fact, cars that make this list are 5 times as likely to be stolen as any other car in the U.S. So how do you protect yourself?

Purchase comprehensive Hyundai insurance, but make that you set the right coverage limits. With this form of coverage, your insurance policy can replace your car if the police aren’t able to recover the original vehicle.

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How Much Does Hyundai Car Insurance Cost?

There is no such thing as a one-size-fits-all Hyundai insurance quote. Your car insurance premium is determined by a variety of factors, including:

  • Your driving history
  • Your geographic location
  • Your Hyundai model
  • How often you drive
  • Previous claim history
  • The coverage you choose

You may be able to save money on your Hyundai car insurance policy, if you bundle it with other coverage you need, such as boat insurance, homeowners insurance, or business insurance. 

Common Hyundai Models

Hyundai Sonata

Hyundai Sonata: Scored well on safety tests for the National Highway Traffic Safety Administration and the Insurance Institute for Highway Safety. Although it’s one of the most commonly stolen cars, there are measures that you can take to prevent theft, like installing additional car alarms and wheel jacks. Sonata can sell for just over $27,000 depending on the features of the vehicle.

Hyundai Elantra

Hyundai Elantra: Has an overall safety rating of 9.0, only receiving 4 stars in the frontal crash and rollover tests and an acceptable on the small overlap front test results. This car is less likely to be stolen than the Sonata, but it’s important to evaluate the safety of your area as well. Elantras are affordable, starting at $17,000 and going up to nearly $22,000 at top range of pricing.

Hyundai Tuscon

Hyundai Tucson: Rated number 5 in affordable compact SUVs and received an overall safety rating of 9.3. It has decent engine power and the fuel economy is enough to keep consumers happy. As for pricing, the SUV is pricier than other Hyundai models, ranging from $20,000 to $28,000.

Finding the Right Hyundai Auto Insurance

If you aren’t sure what type of Hyundai car insurance you need for your vehicle, simply contact an independent agent in your local area. An independent agent can shop a variety of insurance companies, not just one, and can freely recommend an insurance package that fits your needs, but doesn’t break the bank. To get the information you need about Hyundai insurance, speak to a Trusted Choice member agent today.

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