Audi, BMW, and Mercedes-Benz make up the “German Big 3,” the leading producers and sellers of luxury cars worldwide. Audi vehicles offer all the performance and quality you would expect in a premier luxury vehicle. These cars are known for their safety, reliability and performance. If you are considering purchasing an Audi, you likely have a lot of questions about these cars ranging from safety and performance to insurance considerations. If you already own one, you may be wondering if you are paying too much for your Audi insurance.
Agents in the Trusted Choice® network can help you by providing you with a variety of competitively-priced Audi car insurance policies to compare. That way, you can be sure you are getting suitable coverage at a reasonable rate. Find a member agent near you to learn more about Audi car insurance.
Audi, a subsidiary of Volkswagen, is headquartered in Ingolstadt, Bavaria, Germany
Audi-branded vehicles are produced in nine different locations worldwide
Audi is named after its founder, August Horch; Horch means “listen” as does Audi in Latin
The four rings on the Audi logo represent the four car companies that joined together to create Audi’s original company, Auto Union
In 1938, Audi performed the first ever crash-tests on their cars, and this set a precedent that is followed by all car makers today
Audi and Auto Theft
When you buy an Audi, you are making a large investment in your vehicle. You will want to be sure to protect your investment by including sufficient comprehensive coverage with your Audi insurance policy so that if your car is stolen, vandalized or otherwise damaged in a non-collision related event, you can receive compensation for your loss.
Whether or not your Audi is likely to be stolen is dependent largely on the model you own, where you live and where and how you store it when not in use. In a recent list of the least stolen cars in America, the Audi A6 was number one, and no Audi models appeared on the list of cars most likely to be stolen. This is good news for Audi owners and also serves to keep insurance costs from growing too high for these vehicles.
Audi and Your Safety
In 1986, the Audi 5000 model was recalled after several drivers reported a problem with sudden acceleration when braking, a problem that lead to 700 accidents and six deaths. 60 Minutes did an expose demonstrating the problem but it was later revealed that they had purposely engineered the failure.
Audi maintains that the problem was due to driver error and remedied the problem by moving the gas and brake pedals further apart and to require drivers to be pressing the brake before the vehicle can be moved out of park. Nevertheless, the car maker suffered a drastic decrease in sales in America following the reports of the problem, and these sales did not begin to recover until 2000.
Today’s Audis do a great job meeting all safety standards. Nearly all vehicles tested received 5-stars in all safety tests run for front impact, side impact and rear collisions and for rollovers. Only the Q7 and Q5 models received a lower 4-star rating for rollover testing. Audi prides itself as a pioneer of innovative safety technologies, both active and passive, that work together to effectively protect passengers. In fact, Audi introduced electronic stability control to the US market in 1999, and has included it as a standard feature on its vehicles since 2009, well ahead of the National Highways Traffic Safety Administration’s 2012 mandate to do so.
Safety features you can find standard on all Audi vehicles include:
Electronic differential lock
Electronic brake-pressure distribution
Electronic stability control
Engine braking assist
Hydraulic brake assistant
Driver and front-passenger airbags
Side-impact head and thorax airbags
Safety belt pre-tensioners for front and rear seats
High-strength safety design for improved crash performance
Other safety features available on some models are:
Lane assist technology: This monitors your position within your lane and give an appropriate warning if you start to drift
Adaptive cruise control: this monitors the distance of your car to vehicles ahead of you and will adjust your cruise control accordingly
Side assist system: This monitors your side and rear blind spots
High beam assist: This automatically lowers and raises your high beams according to approaching traffic
Dynamic adaptive headlights: These sweep around to follow curves in the road
Night-vision technology: This warns the driver to the presence of pedestrians at night
Back-up camera: This makes reversing and parking easier
Voice activation: This allows for hands-free interaction with features on your dashboard
Pre-sense technology: This monitors traffic around your vehicle and takes precautionary measures to either prevent an accident or to minimize injuries if a collision occurs.
These safety features and innovations affect your Audi insurance policy premiums in a positive way, as many work to prevent the occurrence of serious accidents in these vehicles.
What Audi Models Are Available and How Much Do They Cost?
Audi offers a large variety of models designed to suit a variety of customers’ tastes and budgets. The 2013 models include:
The Audi A4, starting at $33,800
The Audi A6, starting at $43,100
The Audi A7, starting at $64,500
The Audi A8, starting at 75,100
The Audi A8 L, starting at $78,800
The Audi A8 L W12, starting at $135,900
The Audi S6, starting at $73,400
The Audi S7, starting at $80,200
The Audi S8, starting at $112,500
SUVs, Crossovers and Wagons:
The Audi Allroad, starting at $40,700
The Audi Q5, starting at $37,300
The Audi Q5 hybrid, starting at $51,300
The Audi SQ5, starting at $51,900
The Audi Q7, starting at $47,700
The Audi A5, starting at $39,000
The Audi S5, starting at $52,000
The Audi RS 5, starting at $69,600
The Audi TT, starting at $39,900
The Audi TTS, starting at $48,700
The Audi R8, starting at $114,900
The Audi A5 Cabriolet, starting at $44,500
The Audi S5 Cabriolet, starting at $60,400
The Audi RS 5 Cabriolet, starting at $77,900
The Audi TT Roadster, starting at $42,900
The Audi TTS Roadster, starting at $51,700
The Audi R8 Spyder, starting at $128,400
Of these many different models, some of the most popular in the United States are the Audi A4 Sedan, the Audi Q5 Crossover and the Audi TT Coupe and Roadster.
The 2013 Audi A4 Sedan
This is the model that revived the Audi brand after its major North American sales slump in the late 80’s and throughout the 90’s. It features a well-appointed interior, all-wheel drive and sharp handling. The least expensive of the Audi models, the A4 does well as an entry-level luxury car for first-time buyers. Reviewers and owners of this vehicle have found it to be reliable, comfortable and easy to drive.
The Audi A4 Sedan has an inline 4-cylinder engine that gets 24 miles per gallon in the city and 31 miles per gallon on the highway. It provides 211-horspower with 258 pounds of torque. The spacious interior provides plenty of room. Front passengers enjoy 40.0 inches of head-room, 55.5 inches of shoulder-room and 41.3 inches of leg-room. Rear passengers have 37.5 inches of head-room, 54.3 inches of shoulder-room and 35.2 inches of leg-room.
The 2013 Audi Q5 Crossover
Consumers like the Q5 because it is larger and sits higher than a standard hatchback, but it is smaller and more reserved than a full-sized sport-utility. The crossover is a small SUV built on a car chassis and it is part of an increasingly popular market segment. Audi’s Q5 is a rare vehicle in that very few crossovers are built with luxury-car standards in mind. It has a roomy, high-quality interior. The only drawback to this comfortable, spacious vehicle is its price, which is significantly higher than crossovers built by many other manufacturers.
The Audi Q5 crossover SUV has all-wheel drive and an inline 4-cylinder engine that gets 20 miles per gallon in the city and 28 miles per gallon on the highway. It provides 211-horspower with 258 pounds of torque and has a maximum towing capacity of 4,440 pounds. The spacious interior provides plenty of room. Front seat passengers enjoy 39.0 inches of head-room, 56.4 inches of shoulder-room and 41.0 inches of leg-room. Rear passengers have 37.5 inches of head-room, 54.3 inches of shoulder-room and 37.4 inches of leg-room
The Audi TT Coupe and Roadster
The TT was named after the Tourist Trophy race held on the Isle of Man. With its all-wheel drive, this car is a sports car that is not quite a sports car. It has a sleek design that draws attention on the road. Though the TT does have a back seat, it is very small and suitable only for small children. These cars handle very well, but not nearly as well as the similar Porsche Boxster. The interior of these cars is of very high quality. Front seat passengers enjoy comfort and 10-way power seat adjustments, and a Bose sound system.
The Audi TT has a 6-speed automated manual transmission and an inline 4-cylinder engine that gets 22 miles per gallon in the city and 31 miles per gallon on the highway. It provides 211-horspower with 258 pounds of torque. Front seat passengers have 37.7 inches of head-room, 53.2 inches of shoulder-room and 41.1 inches of leg-room. Rear passengers have only 32.6 inches of head-room, 47.5 inches of shoulder-room and 29.3 inches of leg-room, making it unsuitable for anyone over 5 feet tall.
How Much Does Audi Car Insurance Cost?
On Forbes Magazine’s list of the 20 most expensive cars to insure in 2012, three Audi models were included. To get an idea of what you might expect to pay for your Audi insurance, review the following averages:
Average cost to insure an Audi R8 Spyder Quatro: $3,384 a year
Average cost to insure an Audi R8 4.2 Quatro Coupe: $2,903 a year
Average cost to insure an Audi A8 L Quatro: $2,513
These averages are for policies nationwide. Keep in mind that insurance costs are determined not only by the make and model of your car but also by factors such as your personal driving record, your location, how often you drive your car and the amount of coverage you are purchasing. To get an idea of how much you can expect a policy to cost you, you will need to do some comparison shopping, and this can be done quickly and easily by simply contacting an agent in the Trusted Choice network.
Comparing Audi Insurance Quotes
Audi vehicles provide affordable luxury, and are the perfect choice for many discerning car buyers. Before purchasing one of these highly-rated vehicles, be sure to factor in the cost of insurance. If you already own an Audi, take a moment to review your current insurance policy to ensure that you are not overpaying for your coverage.
An agent in the Trusted Choice network can help you determine whether you are sufficiently protecting your assets with enough liability insurance, and can also ensure that you are receiving your Audi car insurance at the best possible rate. Contact a local member agent today to get more information.