Subarus are beloved cars for many people in the United States. They make good family cars because of their spacious interiors and roomy rear seats. Subarus appeal to the outdoors crowd for their ability to drive places other vehicles can’t get to. These vehicles are consistently ranked among the best on the road, and they are also one of the most popular vehicles among consumers. Consumer Reports praises their practicality and affordability. They get high safety ratings and have won best resale value from Kelley Blue Book. The popularity, affordability, and safety of Subarus all combine to affect the price of Subaru insurance for drivers who own or want to own one of these great cars.
Subaru is a Japanese brand, and the first one was rolled out in 1954. The Subaru 1500 was the first of many models to make an impression worldwide. In Japanese, Subaru means “unite” and refers to the partnership of some companies that worked together to create the concept for the first model. As their cars rose in popularity, Subaru became the second largest automobile maker in the world. More than 940,000 units have shipped globally, and nearly 540,000 of those were brought to the United States just in 2015.
With the backing of the aeronautical industry, Subaru was able to skyrocket its technologies and use them in the automobile industry. Subaru is the only automobile manufacturer to offer all-wheel drive as standard on their vehicles. The company appeals to a wide audience because of its environmental practices, which include keeping zero landfill status for their plant in Lafayette, Indiana. In addition to generating no trash there, Subaru is partnering with national parks across the country to reduce their landfill waste.
Subaru is popular not only for their environmentally friendly practices, but also for producing great cars. In 2015, more than seven million people in the United States lived in homes where someone owned or leased a Subaru. Good Car Bad Car ranked Subaru as one of the top 10 car brands in America in 2015.
Subarus are popular because they are spacious, comfortable, affordable, and consistent. People know what to expect from a Subaru when they think about buying one. They know the car will be fuel-efficient, practical and sporty. Subaru has cornered the market on crossover vehicles, adding to its popularity among consumers. Subaru insurance is an important aspect of owning one of these great cars, and owners agree that they want their investment to be protected no matter what.
Unfortunately, the popularity of Subarus with consumers means that they are also popular among car thieves. Newer model Subarus aren’t in as much demand, but Subaru models made before 2001 are often targeted. The vehicles have a higher theft rate in places like the Pacific Northwest, where the cars are very popular. The theft rate of certain models can affect the Subaru insurance bottom line in some cases, leading to potentially increased costs.
Keeping an older Subaru model safe can be as simple as parking it inside a garage or in a protected parking enclosure. Many older cars are stolen off the street and in broad daylight, adding to owners’ frustration. In Seattle alone 4,715 vehicles were stolen in 2014, and 525 of those were just in October. Steering wheel locks and anti-theft devices can be a big deterrent to car thieves looking for a car that’s easy to break into.
Newer model vehicles have security features that make it nearly impossible for car thieves to take what isn’t theirs. Devices like engine immobilizers, smart keys, and kill switches all temporarily disable a vehicle until the owner gets back.
The Subaru Forrester, Outback, WRX, and Crosstrek all come with remote keyless power door locks, engine immobilizers, and remote anti-theft alarm systems for additional security, which could decrease the cost of Subaru insurance for some drivers.
Subarus are routinely ranked as one of the Top Safety Picks by the Insurance Institute for Highway Safety. Other factors can influence the cost of insurance for a Subaru, including some individual details about the driver or model of the car.
Although every person’s situation and vehicle are different, there are some things we know about Subaru insurance. Over a five-year period, a Forrester owner could have insurance payments of about $3,309, and an Outback owner could see payments of about $3,244. Subaru WRX insurance averages in at about $4,694 over five years, and the Crosstrek has an average of $3,255. Factors that influence Subaru insurance costs can include:
Other insurance cost factors include the market value of the car, the cost of repairing the car, and the history of the vehicle with other drivers. When it comes to insurance, a lot of older cars are considered safe, but older Subarus are also more likely to be stolen. Subarus are pretty easy to repair, since there are lots of spare parts available and they are common around the country.
The Subaru Forester is ranked #10 in the Compact SUV category by U.S. News & World Report and received a 7.9 out of 10 overall rating. The 2016 model comes with an optional turbocharged engine, a spacious interior and cargo area, and a new STARLINK safety and security package. Drivers can interface with the new touch screen infotainment system while they get up to 32 mpg on the highway. The Forrester seats five people, has standard all-wheel drive, and has a 170-250 horsepower engine.
The Subaru Outback is ranked #1 in the Wagon category and received an 8.5 out of 10 rating. The Outback features a large cargo area, roomy rear seats, and excellent traction even in bad weather conditions. The 2016 model has retuned steering, lane assist, and STARLINK safety and security features. The Outback seats 5, comes with standard all-wheel drive, and gets 27-33 mpg on the highway.
The Subaru WRX is ranked #10 in the Compact Car category and received an 8.3 out of 10 overall rating. The car comes standard with all-wheel drive, handles cleanly, and gets up to 27 mpg on the highway. It also comes with an optional turbocharged engine.
Subaru drivers can take advantage of the many opportunities for affordable car insurance on the market today. Driving a Subaru means investing in sustainability, practicality, and affordability. When it comes to safety, insurance is one way to protect yourself and your vehicle.
Insuring your existing Subaru or finding insurance for a Subaru you hope to own is an important step. A knowledgeable Trusted Choice® agent is ready to work with you to get you the coverage you need. Contact a local agent to compare multiple insurance quotes today.