Lamborghini Insurance

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Lamborghini Gallardo

Lamborghini, an Italian manufacturer of luxury sports cars, is known all over the world for its powerful and elegant vehicles. Currently, Lamborghini is producing two models, the V-10 powered Gallardo and the V-12 powered Aventador. Both are available as regular and limited-edition models and have a variety of optional features.

If you own one of these exotic vehicles, you can find the Lamborghini car insurance you need by working with an independent agent in the Trusted Choice® network. A local agent can help you compare policies from multiple insurance companies, and can help you review coverage options and rates. Contact a Trusted Choice insurance agent near you today for Lamborghini car insurance quotes.

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Lamborghini Facts

  • Ferruccio Lamborghini founded the company as a tractor manufacturer in 1963
  • The fastest Lamborghini in the world, the Murcielago R-GT, has a top speed of 230 miles per hour
  • The most expensive Lamborghini, a Reventon, sold for $1.6 million
  • In 2007, 2,580 Lamborghinis were sold worldwide, the most ever in a single year

How Safe Are Lamborghini Vehicles?

Lamborghinis are not currently rated by the NHTSA, but they do include all of the safety features you would expect to find in a luxury sports car of this caliber. These include:

  • Driver and passenger front airbags
  • Side impact airbags
  • Knee airbags
  • Anti-lock brakes
  • Stability control
  • Seatbelt pretensioners

These safety features protect drivers and passengers in the event of a collision and help to keep insurance rates at a reasonable level.

Lamborghinis and Security Devices

Because Lamborghinis are such high-end luxury cars, they come equipped with some very sophisticated security devices. These include a high-security read-write RFID transponder that can detect the owner's actual ignition key. The transponder features the following technologies:

  • On-chip crypto-algorithm
  • Two-way authentication
  • Secret programmable key
  • Device identification
  • Lock-bits to inhibit programming

This security feature disables the vehicle if a key other than the owner's is used in an attempt to drive the car. Lamborghinis are also equipped with built-in alarm systems to detect and respond if an intruder attempts to break into your car.

These security features may be part of the reason why Lamborghini car theft is virtually non-existent. Another reason may be that these very flashy cars are easy to spot on the road so the thieves are very likely to be caught. Either way, the low theft-rate on these cars is another factor that keeps Lamborghini insurance rates at an affordable cost.

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How Much Does Lamborghini Car Insurance Cost?

Insurance for ultra-luxury cars, as is to be expected, can be quite expensive. When it comes to Lamborghinis, some car insurance carriers may not even offer coverage. However, there are a few insurance companies that focus on covering high-end and specialty cars, such as Lamborghinis. 

The cost of your Lamborghini insurance will be influenced by several factors including the value of the vehicle, where and how often you drive it and where you keep it when not in use. Your age and driving record will also play a very important role in the cost of your coverage.

Young drivers of these very expensive vehicles can expect to pay extremely high insurance rates as they are more likely to be involved in a collision. Also, because these vehicles are so expensive, you will want to be sure to purchase a fully-comprehensive insurance policy.

Lamborghini Gallardo

Insuring a Lamborghini Gallardo

The Gallardo is the less expensive of the two Lamborghinis currently in production. Lamborghini produced only 1,264 Gallardos in 2011 and 1,221 in 2012. With its V-10 engine, it is not as powerful as the Aventador. The Gallardo is available with two-wheel or all-wheel drive and ranges in price from $181,900 to $256,300 based on its trim and other optional features.

This vehicle also comes equipped with a sophisticated anti-theft system to deter car thieves though thefts of these vehicles are rare. Comprehensive insurance rates for these vehicles will range from $1,000 to $7,000, depending mostly on the driver's age and driving record. Because the range of insurance premiums is so large, it is important that you shop for rates before purchasing a policy.

Lamborghini Aventador

Information about Insuring a Lamborghini Aventador

The Lamborghini Aventador LP 700-4, with its powerful V-12 engine, is the most expensive and most powerful of the Lamborghini cars. The company produced only 447 Aventadors in 2011 and 976 in 2012. The base model starts at $397,500 while a fully-loaded Aventador tops out at $441,600.

The Aventador includes a cutting-edge immobilizer anti-theft system to prevent theft. With so few of these cars on the road, they are not an attractive target for car thieves. Insurance rates for these powerful vehicles can range from $3,000 to $10,000 per year, depending mostly on the age and driving record of the owner. 

Where to Find Lamborghini Insurance Quotes

If you own a Lamborghini, you are well aware of the power and elegance that goes along with the name. Many see these vehicles as more than just a great ride; they are an investment. That is why you need to protect your purchase with the best available car insurance.

A Trusted Choice agent can help you compare the offerings of multiple insurance companies and find a policy that offers great coverage at a competitive rate. Contact a local member insurance agent now to start comparing Lamborghini insurance quotes.

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