The Range Rover is both beautiful and luxurious. It’s bursting at the seams with lovely leather seats, high-end electronics and plenty of technology. A Range Rover is a true luxury vehicle, a status symbol, and a pleasure to drive.
All of these high-end features can make Range Rover insurance expensive, and a reputation for being less than reliable means you will probably be unexpectedly forking over some cash for maintenance and repairs.
Even though the Range Rover is expensive to insure and known for frequent breakdowns, there is usually a waiting list to purchase one and its owners are some of the most loyal car owners around.
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Cost of Car Insurance for New and Used Range Rovers
Luxury vehicles like the Range Rover are outfitted with expensive trims, loaded with the latest technology, and feature top-of-the-line safety features, which means they are expensive to repair. All of this will push up your Ranger Rover insurance rates, especially on a brand-new vehicle.
Insurance on a 2016 Range Rover is roughly $1,600 to $1,800 a year. The five-year total for insurance is a whopping $8,700. These numbers put the cost of insuring a Rover well above the national average, which was $841 in 2013, according the Insurance Information Institute.
The bottom line is that if you want to drive a luxury vehicle, expect to pay luxury prices for car insurance. Keep in mind that your specific insurance costs will hinge on a number of other factors, including your driving record, credit score, and where you live.
One piece of good news is that Range Rovers are not high on the wish list for car thieves. According to data from the National Insurance Crime Bureau, not a single Range Rover model is on the Top Ten list of stolen luxury vehicles.
Just like any other vehicle, as a Rover ages, or you are buying a used one, expect to pay less for coverage than you would for a brand-new one.
In most cases, car insurance pays out fair market value, which means that depreciation (remember that big drop in resale value during years 3-5) is factored in and the amount of the check they will have to cut drops dramatically.
Where to Find Range Rover Insurance
There is no way around the fact that a Range Rover is expensive to insure. These vehicles are loaded with expensive components, making them costly to repair, and insurers are going to pass that expense along to you via higher premiums.
Luckily, a Trusted Choice® agent can help you navigate the various coverage possibilities and find a great price on Ranger Rover insurance that also fits your budget.
Let one of our local independent agents do the legwork for you and present you with the best options for insurance on your Range Rover at an affordable price.
Contact an independent agent now to find the right coverage for your Range Rover.