Nothing speaks to affluence and success like driving around town in a Bentley. These ultra-luxurious cars provide a smooth and comfortable ride, and along with their classic styling, Bentleys carry all the modern conveniences you have come to expect in a vehicle.
If you are considering purchasing a Bentley, you may have a lot of questions about these cars ranging from their safety and performance to their insurance costs. If you already own one, you may want to ensure that you are not paying too much for your Bentley insurance.
An independent agent in our network can help you by providing you with a variety of Bentley car insurance options from several top-rated insurance providers. Find a member agent near you to learn more, and you can start comparing Bentley insurance quotes today.
Bentley and Auto Theft
When you buy a Bentley, you are making an extremely large investment in your vehicle. These are some of the most expensive cars in the world and, when they are well-cared for, they can actually appreciate in value.
You will want to be sure to protect your investment by including comprehensive coverage with your Bentley insurance policy. That way, if your car is stolen, vandalized or otherwise damaged while not on the road, you can receive full compensation for your losses.
Despite their extremely high costs, Bentleys are rarely reported stolen. Much of this may have to do with the way that Bentley owners use and store their vehicles. Most drive their Bentleys infrequently and keep them in well-secured garages when not in use.
Another reason for the low theft rate is that there are very few of these vehicles on the road, and that makes it easy for law enforcement to spot and track down a stolen Bentley. This makes them unattractive to car thieves.
Bentley and Your Safety
Bentley has a virtually untarnished reputation when it comes to safety and performance, as is to be expected of cars of this caliber. This fact works in your favor when it comes to insurance rates. All Bentley vehicles currently in production come equipped with standard safety features that include:
- Remote anti-theft alarm system
- 4-wheel anti-lock brakes
- Emergency braking assist with electronic brake-force distribution
- Child seat anchors
- Daytime running lights
- Dusk-sensing, self-leveling, xenon high-intensity discharge headlights
- Engine immobilizer
- 2 front and 2 rear integrated headrests
- Passenger airbag with occupant sensing deactivation
- Turn signal mirrors
- Stability and traction control
- Tire pressure monitoring
These safety features decrease your risk of injury if you are involved in a motor vehicle accident, and insurance companies take this into consideration when determining your Bentley insurance policy rates, especially with regards to medical payments coverage and uninsured/underinsured motorist coverage.
How Much Does Bentley Car Insurance Cost?
When it comes to liability, the more you own, the more you have to lose. If you own or are considering purchasing a Bentley, you probably have more to lose than the average car owner. For this reason, most financial advisors recommend Bentley owners to purchase as much liability insurance as possible.
Many Bentley owners add an umbrella policy for extra protection. An agent in the Trusted Choice network can help you find a suitable umbrella insurance policy to accompany your Bentley car insurance.
Given that most Bentley owners purchase the maximum liability coverage as well as comprehensive and collision insurance, and taking into account the high value of these cars, one might expect to find Bentleys listed among the most expensive cars to insure.
However, the average premiums paid for these vehicles is lower than the average cost of many other vehicles, and a policy can often be purchased for under $2,000 year.
The reason costs are so low is that Bentleys are almost exclusively driven by middle aged drivers who own other vehicles as well. Bentleys tend to be driven infrequently and conservatively, and therefore present less risk of a collision payout.
However, it should be noted that for younger drivers, insuring a Bentley is extremely expensive. A 22-year old driver can expect to pay more than $16,500 a year for Bentley insurance.
Start Comparing Bentley Insurance Quotes Today
Bentley vehicles are expensive to purchase, maintain and insure, but for many affluent drivers, these high-quality, luxury vehicles are the perfect choice. Before purchasing one of these high-end vehicles, be sure to factor in the costs of maintenance and insurance when determining how much owning a Bentley will cost you.
If you already own a Bentley, you may need to review your current insurance policy, to confirm that you are not overpaying for your coverage.
An independent agent in our network can help you determine whether you are suitably protecting your assets with enough liability coverage, and can ensure that you are receiving your Bentley car insurance at a competitive rate.
Contact a local member agent today for more information about Bentley insurance.