Jaguar Insurance

Does Buying a Jaguar Luxury Vehicle Mean Higher Insurance Rates?

Jaguar F Type

Jaguar has certainly built a reputation in its 81-year history, and Jaguar models are still luxurious, celebrated vehicles. They are sleek, elegant, and powerful, with a personality that inspires those who drive them. Nearly 600,000 people in the United States live in a household where someone owns or leases a Jaguar. The expense and speed of a Jaguar can mean much higher insurance costs. For those who wish to buy a Jaguar or already possess one, insurance can be a big part of owning this car. Many people are still searching for a way to obtain the best coverage for their Jaguar at the right cost.

Stupid-Simple Insurance.

Request a Quote

History of the Jaguar Brand

Jaguar has a long and storied history that began in England in the 1920s and spread across the globe. Americans seem to adore the Jaguar, relishing its driving power and acceleration as it speeds through curves. The American debut of Jaguar began in 1951 with the introduction of the Jaguar Mark VII Saloon.

The Jaguar brand gained popularity in the 1960s, when all things British were the rage in America. The E-Type is perhaps the most iconic Jaguar, although the 1980s saw their superstar cars, including the XJ220. Although producing quality cars, the company was plagued by production issues and was bought by Ford in 1990.

The present day sees Jaguar owned by the Indian auto manufacturer Tata Motors and still producing modern, stylish vehicles for the world to enjoy.

Luxury and Safety of Jaguar Vehicles

Jaguar is classy, pricey, and fancy, all rolled into one neat automobile bundle. The luxury of Jaguar is evidenced by models with rear seat entertainment systems, touch screen infotainment in the front seat, comfortable leather seats, and much more. The Jaguar XE features all-surface progress control, intelligent driveline dynamics, and all-wheel drive. The Jaguar XF utilizes a lightweight aluminum frame that improves handling on corners and overall handling. The XF also features electric power steering, adaptive dynamics, and instinctive all-wheel drive. All Jaguar models come with customizable features, including the F-type. Carbon fiber additions, interior pushbutton preferences, and exterior designs can all be modified to fit the driver’s standards.

Jaguars have specific safety features that include driver assist technology, adaptive front lights, parking aids, airbags, and additional brake force. These features all help keep drivers and their cars safe while they’re on the road. These features can also help owners with the overall costs of their Jaguar insurance.  

Jaguar and Insurance Costs

The average cost for insuring Jaguars can vary. The Jaguar 2015 XF costs an average of $4,906 over five years, while the Jaguar XJ can average $6,344, and the Jaguar F-type can cost about $6,888. Although Jaguars can be expensive to insure, it isn’t impossible to find a good deal on car insurance.

Small, fast cars often incur more costs for insurance because of their safety ratings. In accidents with larger vehicles, smaller cars usually get the worst of it. Faster cars incur more insurance costs because they are at greater risk for speed-related accidents and traffic citations. The Jaguar XF Roadster fits into both of these categories, and insurance costs reflect that.

High-end cars can be financially risky to insure, so premiums are higher. Engine size, speed, transmission, and other factors influence insurance premiums on vehicles like Jaguars.  

Popular Jaguar Models

Jaguar XE

XE: The Jaguar XE is new and improved. This compact luxury sport sedan seats five people comfortably and has a 3.0-liter V6 engine and 340 horsepower under the hood. The car handles well on the road and has the options for adaptive cruise control, blind-spot monitoring, lane departure warnings, semi-automated parking assist, and autonomous emergency braking.

Jaguar XF

XF: The Jaguar XF is ranked #11 in Luxury Midsize Cars by U.S. News & World Report, and received an overall score of 8.4 out of 10. The car features generous trunk space, superb handling, and an all-new redesigned interior. It seats five people, has a 28-30 mpg highway rating, and comes in rear or all-wheel drive. 

Jaguar F Type

F-Type: The Jaguar F-type is ranked #5 in Luxury Sports Cars and has an 8.9 out of 10 overall rating. The vehicle features a powerful engine, smooth automatic transmission, and excellent handling around corners. All-wheel drive and a six-speed manual transmission are available for the 2016 model. The F-type seats two people, gets 23-28 mpg on the highway, and comes in rear or all-wheel drive.  

How to Get Jaguar Insurance Quotes

Luxury comes at a price, but Jaguar owners shouldn’t have to compromise safety and security. Jaguar insurance can be difficult to sort through, but with the help of a professional independent insurance agent, you can find the right policy for your vehicle. Just as your Jaguar has been personalized, your Jaguar insurance can be as well. Contact a Trusted Choice® agent today to find out more about your insurance possibilities.  

Now, who's ready to get their insurance problems solved?