Ferrari was born out of one man’s passion for the Italian racing circuit, and since then the brand has never strayed far from its roots. Under the direction of Enzo Ferrari, the "Prancing Pony" emblem became a symbol for speed, power, and impeccable engineering. If you own one of these iconic cars, it’s important to be certain that your insurance can keep up with your vehicle.
An independent agent in the Trusted Choice® network can help you find the best Ferrari insurance policy for your unique risks. Local agents give personalized service, and can recommend policies from a variety of insurance providers.
Ferrari was, and still is, built first and foremost for speed. But Ferrari automobiles are also designed to be easy to manage, and to provide a stable, luxurious ride. All models are equipped with front and side airbags as standard features, as well as ABS and Stability Control, which powers down the engine and applies select braking when the sensors detect a loss of traction or control. Ferrari also includes a sensitive anti-theft system, which sounds an intruder alarm, and prevents the engine from starting by any other means than the factory-made key.
These safety features help to keep insurance costs as low as possible, by reducing the risk of costly medical expenses in the event of an accident, and defending the car from potential thieves. You can further protect yourself from financial loss by purchasing collision coverage at replacement cost, so that you can replace your totaled Ferrari, if necessary, without dipping into savings or other assets.
Ferrari car parts are not easy or inexpensive to purchase. This fact, combined with high capacity for speed and high cost for replacement, makes Ferrari insurance pricier than coverage for a typical sport coupe. Coverage can cost more than $10,000 per year for a new Ferrari. But if your Ferrari is over 25 years old, and driven less than 3,000 miles per year, you can find a better price for your policy by listing your car as a collector’s item. A member agent may be able to combine your Ferrari car insurance with other coverage you need, such as umbrella policies, business insurance, and boat insurance, to save you money and time.
F12 Berlinetta: Ferrari’s fastest, strongest road car ever, built around the signature V-12 engine. Ferrari claims it goes from 0-62 mph in only 3.1 seconds. Base price is $330,000. Because of the high price tag, the Berlinetta is one of the most expensive cars to insure.
California: The 2013 model is 66 pounds lighter than its predecessor, with a V-8 engine, and revised engine mapping. The new design makes for even quicker handling than previous versions. Base price is $201,000, and compared to other models, insurance is inexpensive by Ferrari standards.
FF: The acronym stands for Ferrari Four, both because of the first ever Ferrari four-wheel drive, and because it seats four riders, plus luggage, comfortably. Although the drivetrain is new, the engine is a classic Ferrari V-12, with power and speed to spare. Base price is $302,000.
No matter which model you drive, whether new or classic, a local agent in the Trusted Choice network can help you find the precise Ferrari policy you need at the best rate. An independent agent is not bound to one insurance company, and can shop a wide variety of providers to select the Ferrari coverage that fits your risks.